Tag Archives: Financial Times

P2P Grows, While SMEs Neglected By Mainstream – Plus New Loan News

The peer-to-peer (P2P) lending sector is still growing steadily, after several years of very rapid expansion. Perhaps part of the reason for this is the fact that small and medium-sized businesses seem to be rather poorly served by mainstream financial services (see several pieces – “older stories” – written over the past three years in […]

IFISA Midnight Hour Approaches

The coming week promises great things – notably the launch of Money&Co.’s Innovative Finance Individual Savings Account (IFISA). We’re launching late in the tax year – but not as late as some. Ahead of the announcement, here’s an excerpt from a scene-setter from our friends at the Financial Times. “Peer-to-peer lending was always meant to […]

P2P Lending And The Mainstream-Alternative Finance Dynamic

It was only a matter of time… We’re talking about the developments at Zopa, the UK’s oldest peer-to-peer lender. The relationship between the mainstream and alternative finance sectors is a dynamic one – some might even call it fractious. Here’s the news, via our friends at The Financial Times. You may need a subscription to read the […]

P2P Lenders Seek Tougher Regulation – And No Backlash

Peer-to-peer lenders have said there is an “urgent” need for tougher regulation of their own sector to ensure that consumers understand the risks they are exposed to, according to a recent report in The Financial Times. The reported intention is to avoid “a future backlash if investments fail to perform.” At Money&Co., we welcome this […]

Banks Under FinTech, P2P Pressure

It’s been said before, and doubtless will be again: FinTech is the coming force in financial services. Of course, we would say that, wouldn’t we, as crowdfunders facilitating peer-to-peer (P2P) business loans? P2P lending is one of the fastest-growing areas in today’s finance sector. But don’t take our word for it, read this short extract […]

P2P Questions Have Simple Answers: Transparency, Simplicity

Thanks to our friends at the crowdfunding intelligence platform, Another Crowd, for a measured response to criticism – some of it justified, some just plain daft – of the peer-to-peer business lending sub-sector of crowdfunding. We reproduce Another Crowd’s most recent article in full: “The financial press is asking difficult questions about US marketplace lenders’ business […]

The Meaning Of Strife: Lending Club’s UK Impact

What do recent events at Lending Club, a leading peer-to-peer (P2P) lender, mean for us in the UK? Money&Co. engages in P2P business lending, putting individuals together with carefully vetted small and medium-sized enterprises (SMEs) to provide good returns for lenders and much-needed funding for borrowers. The financial world is inter-connected, and it’s reasonable to […]

Lord Turner Attacked For ‘Ill-Informed’ P2P Crowdfunding Comments

Lord Turner’s remarks about the credit-analysis process in peer-to-peer (P2P) lending – which is what we do – on BBC Radio yesterday are getting plenty of feedback. Very little of it is positive. The excerpt below is from an article by Emma Dunkley in the Financial Times: “P2P industry hits back at Lord Turner’s warning […]