Tag Archives: equity

Technology Companies’ Nerve Scrutinised – Plus Loans Latest

The alternative-finance industry is holding its breath. Well, our equity-raising cousins on the other side of the crowdfunding fence certainly seem to be, ahead of the Budget later this month. As we’ve often stated, peer-to-peer (P2P) lending is a viable asset class with a high yield and low risk, relative to equity crowdfunding. P2P is […]

Latest Take On Equity Versus P2P Investment

An updated consumer guide to equity crowdfunding from the European Commission offers some expert (yes, expert) commentary on the differences between equity and debt crowdfunding. As a specialist peer-to-peer (P2P) business lending platform, we are on the debt side of the fence. We strongly believe that equity and debt assets are not competitive. Which is […]

Latest Survey Shows P2P And Equity Crowdfunding Sectors In Good Health

Here’s a quick overall health check on the equity and peer-to-peer (P2P) lending sub-sectors of crowdfunding. A blog in Business Zone, from the co-founder of Off3r, a comparison site, reports good figures from the equity sector. Here’s an excerpt: “The latest equity crowdfunding statistics released by OFF3R last month revealed that the first half of 2017 was the strongest […]

A Modest Proposal: Towards Transparency In Equity And Debt

Today’s news stories focus on recent calls for change in the equity and our own peer-to-peer (P2P) crowdfunding sectors. Change is inevitable in a young industry. But is it good? Here are our modest, tentative proposals for equity and debt crowdfunding. The Peer-to-Peer Finance Association (P2PFA) has said it wants tighter regulation. Some believe the […]

Commentators Split On Brexit Consequences For Equity Crowdfunders

A recurring theme of our coverage of the alternative-finance sector is commentary on what’s happening on the equity side of the crowdfunding fence. As providers of debt funding for more mature small and medium-sized businesses (average age of our borrowers, 12 years-plus), we see equity crowdfunders as cousins, not competitors. Equity raises tend to come […]

P2P And Equity – Two Tracks To SME Growth

Today we bring you news from our colleagues on the equity side of the crowdfunding fence, a brief comparison between equity and debt financing (bringing small-company borrowers together with individual lenders so as to fund growth and provide good returns, known as peer-to-peer [P2P] business lending), and the latest on our current offering. Our friends […]

Crowdfunding: Equity Much Riskier Than P2P

The Financial Times offers food for thought today. It reports on a large failure, following an equity raise on Crowdcube. “A claims management group that targeted investors who had been mis-sold financial products has gone into administration, in the biggest failure to date of a UK crowdfunded company. “Rebus Group raised £816,790 via crowdfunding platform Crowdcube last […]