Tag Archives: cash ISA

High-Street Robbery Latest – Cash ISA Providers Restrict Investor Choice

The news for Cash ISA (Individual Savings Account) investors keeps getting worse. A year ago in February, we did a bit of number crunching. See an extract from our report from that time: Cash ISAs – Depressing, Dismal – Or Daylight Robbery? Our objective was to calculate the average return on Cash ISAs. Bear in […]

P2P Lending And Cash ISAs: Rewards And Risks Are Different

Peer-to-peer (P2P) lending can be a lucrative activity. The average yield achieved by our registered lenders over more than five years of loan facilitation on this platform is more than 8 per cent, before we deduct our one per cent charge. That return has handsomely outperformed retail price inflation, which has averaged around two per […]

Wake Up Your Money! Inflation Is 3%, Average M&C P2P Yield Is 8%

Interest rates are low and look set to stay that way for a while. Cash deposits that qualify for Individual Savings Accounts offer an average return of 1.03 per cent, according to research carried out by Money&Co. Our lenders, in the four years we have been facilitating peer-to-peer (P2P) loans, have achieved returns of over […]

P2P Loans Yielding 8% – But Don’t Forget Security And Acess

  With new loan offerings landing imminently on site we revisit a recurring theme of our reporting on the peer-to-peer (P2P) business lending scene: the key factors of asset appraisal – security, access and yield. Let’s use these criteria to scrutinise our own P2P loans (average gross yield of over 8 per cent across £11 […]

Alternative Investments – Current Yields 8%, 9% – Head For Mainstream

What’s alternative as opposed to mainstream? Peer-to-peer (P2P) loan yielding 9 and 8 per cent (our current offerings) are certainly an alternative – providing you understand the relative risks involved – compared to cash deposit accounts. Our recent research shows the average cash return for ISA-linked accounts is just 1.03 per cent. Bear in mind, […]

P2P Poised For £270 Billion Cash ISA Coup

The Individual Savings Account (ISA) season rolls on, and the hot topic is just how much money will migrate from poorly performing Cash ISAs to higher-yielding products.P2P Finance News reports on some recent Money&Co. research. SAVERS relying on cash ISAs are facing a “dismal and depressing” 1.03 per cent return on average, Money&Co has warned. […]