Recent research throws new light on an old debate. What’t future of the crowd – the individual lender or equity investor – in crowdfunding? The new research comes via Consultancy.uk: “Alternative finance market for SMEs and personal loans, through marketplace lenders, has in the space of just five years, grown from almost nothing to £2.7 billion,” […]
Ryan Weeks, editor of AltFi and a leading journalist in the crowdfunding space, blogs in TechCrunch “in defence of P2P”. It’s excellent to hear a sane, measured voice amid the shrill – indeed, gleeful – hysteria that followed the Lending Club affair. An extended excerpt follows, with our grateful thanks to Ryan and TechCrunch. For […]
The future of peer-to-peer (P2P) business lending, also known as marketplace lending in the US, is the subject of intense contemporary debate. The problems at the leading marketplace lender, Lending Club, in the US are well documented. So the advent of a new report on the sector from the consulting arm of Deloitte is particularly […]
It seems that everyone wants to join our sector of crowdfunding. Two of the world’s leading investment banks are looking at a move into the fast expanding peer-to-peer (P2P) lending sector, also known as marketplace lending, and the space inhabited by Money&Co. Societe Generale and Goldman Sachs, prominent financial institutions both, are racing to embrace […]
Where next for marketplace lending – or peer-to-peer (P2P) business lending? Trade media outlet crowdfundinsider reports on an impending regulatory clampdown, as covered on this site yesterday. “The peer-to-peer lending industry has widely benefited from a regulatory approach that has been deemed quite progressive. Lending firms must register and be approved by the FCA but […]