Tag Archives: Professional Adviser

IFISA Will Weather Industry Doubts Over Long-Term Future – Plus Loan Latest

Our friends at Professional Adviser run an opinion piece predicting that the Innovative Finance individual Savings Account will suffer because of regulatory or governmental hostility and/or ignorance. We believe that the peer-to-peer (P2P) lending industry is already seeing a shake-out (losing the platforms that don’t have solid business practices and especially conservative risk-analysis policies). Our […]

Advisers Take Note: P2P Set To Be Mainstream Asset Choice

Today, we offer a glimpse of the future. Our friends at Professional Adviser – always an informative read – run a far-sighted opinion piece from a member of the crowdfunding sub-sector of the “alternative” finance community. The author believes, as we do at Money&Co., that peer-to-peer (P2P) loans are a key part of mainstream finance. […]

Equity And P2P Crowdfunding Asset Classes Reprised – Plus Loan Latest

Today, we look at the important and legitimate asset class on the other side of the crowdfunding fence – equity raises. We have long argued that equity raises are a a useful and interesting part of a balanced portfolio of investments for risk-tolerant investors. The upside of equity investment is potentially very attractive, but the […]

New Loan Offer: IFISA-Ready, Property-Backed And Coming Soon!

We’re excited to announce that today sees the launch of the latest property-backed offering from webuyanhome.com. At the time of writing, the process of publishing the offer is in train. The loan will, like its predecessors, be property-backed, ie secured against a portfolio of residential property with the loan representing a substantial discount to market […]

IFISAs For Advisers – P2P Asset Class Explained

The alternative finance industry still retains its status as a well-kept secret. Some commentators in the mainstream media choose to describe peer-to-peer (P2P) lending in reductive and negative terms. Below, Money&Co. CEO, Nicola Horlick, writes about the strengths of P2P as an asset class – especially when the borrower is a carefully vetted small business […]

P2P Risk Analysis: Take A Long, Hard Look

Our attention has been drawn to risk analysis today. Professional Adviser, a media outlet aimed at financial intermediaries, runs a feature on peer-to-peer (P2P) lenders, and the risks and rewards of the loans on offer. Below we offer an extended excerpt of a recent article, followed by our own take on risk. “For many, the […]