Author Archives: Martin Baker

P2P Lenders Are “Financial Success Stories”

Nicola Horlick, Money&Co.’s CEO, pictured above at a recent event to explain the P2P business lending model, says of a recent piece in the Guardian that she couldn’t have put it better herself: “Peer-to-peer websites, which cut out the banks by putting people with money to lend in touch with those wanting to borrow, have been […]

Sunday Thoughts On Yield – Much Ado About Muffins

Sunday is a day for quiet reflection, a cup of coffee, perhaps accompanied by something sweet and self-indulgent – and a moment of measured thought. Our suggested topic is investment yield. How much income is your capital generating for you? According to figures from the Building Society Association, savers and investors have £1.4 trillion held […]

“We’re Young, Lean” – A Borrower’s Perspective On New 9% Offering

Tony Pycroft:  “not a big fan of the banks” – but then, who is? We’re delighted to bring you news of the latest loan to be offered on Money&Co.’s peer-to-peer business lending platform. ARP Enforcement, which trades as Julious Enforcement Agents, is a credit-control company based in west Yorkshire. The company, headed by genial Yorkshireman, […]

Banks’ Scramble To Crowd Out P2P Loan Space

Today we have a guest Money Matters blog from crowdfunding intelligence platform, Another Crowd.   The UK arm of Santander Bank is aiming to launch an investment platform next year, which will include online guidance tools to help investors identify suitable funds without going to an adviser, according to a recent report in the Financial […]

SME Schemes Get More Government Funds – But Will They Bear Fruit?

The UK government is nothing if not determined to get funds to small and medium-sized enterprises.  Much of the content of today’s Autumn Statement from Chancellor George Osborne has been leaked to the mainstream media. Reports in the Financial Times and Telegraph pretty much replicate the news carried by the BBC and The Independent. The […]

Osborne To Announce P2P Loan Inclusion In Budget?

Crowdfunding finds itself at a critical juncture in this pre-Christmas rush. The industry is growing at a phenomenal rate (see later in this article) – but is the government really doing its best to spread the good word amongst “ordinary” people? The simple fact is that peer-to-peer lending, otherwise known as bringing people together with […]