Monthly Archives: December 2014

Cambridge Academic Affirms P2P Crowdfunding Growth

The Money&Co. team recently took the opportunity to catch up with Bryan Zheng Zhang, doctoral student at Cambridge University with an encyclopaedic knowledge of the crowdfunding market. Bryan was a leading light in the production of the latest report on our sector, which was published as a joint venture with the National Endowment for Science Technology and […]

Lending Club Debut Draws P2P Crowd’s Attention

All eyes in crowdfunding, and especially in our own P2P business lending sub-sector of crowdfunding, are set firmly to the west today. Shares in Lending Club, the biggest player in the US P2P business lending market, were floated on the stock market yesterday. As CityAM reports, “its valuation soared to more than $8 billion as […]

The Lending Club Flotation: Good News, Bad News

This Money Matters blog is a personal view from Money&Co.’s head of content and communications, Martin Baker. Martin’s views do not necessarily represent the views of Money&Co.   Lending Club is a US-based peer-to-peer (P2P) lender. It acts as a conduit for the passage of money from individuals and institutions to businesses. Some call that […]

Reasons To Be Fearful – And Cheerful!

Let’s start with the fear.  Equity crowdfunding can be a downright dangerous rollercoaster ride. The UK’s financial watchdog recently gave a stark warning to anyone considering investing in equity crowdfunding, according to a report in the Financial Times (subscription may be required). The piece deals with crowdfunding sites that aim to attract direct equity investment […]

P2P Lending Is On The Up

We’ve been experiencing a surge in lender interest at Money&Co. recently. We’ve been working hard to spread thr word with breakfasts and road trips where Nicola Horlick (pictured above) and the Money&Co. team explain what we’re about. The hard work is beginning to pay dividends: it seems that a piece in the Guardian, published before […]

P2P Lenders Are “Financial Success Stories”

Nicola Horlick, Money&Co.’s CEO, pictured above at a recent event to explain the P2P business lending model, says of a recent piece in the Guardian that she couldn’t have put it better herself: “Peer-to-peer websites, which cut out the banks by putting people with money to lend in touch with those wanting to borrow, have been […]

Sunday Thoughts On Yield – Much Ado About Muffins

Sunday is a day for quiet reflection, a cup of coffee, perhaps accompanied by something sweet and self-indulgent – and a moment of measured thought. Our suggested topic is investment yield. How much income is your capital generating for you? According to figures from the Building Society Association, savers and investors have £1.4 trillion held […]