Young industries have their teething problems. The alternative finance sector includes crowdfunding, and, within that, debt funding to small companies seeking funds to grow. The crowd – typically individuals seeking good returns on capital by lending to carefully vetted small businesses – can provide those funds. This activity has been called crowd lending by some, […]
News Alert: Bank Of England raises base rates to 0.5 per cent. Will it make a difference to income-dependent savers? We looked at this last week, in anticipation of the rise. We say: investors will still be left high and dry… The crowd must stay in crowdfunding. That’s the often-stated philosophy of this company – […]
The answer is out there. The latest HMTC statistics show that of the £585 billion Individual Savings Account (ISA) market, cash ISAs are one the wane – with a capital flight of some 40 per cent from cash to other investment classes. One of the best and most appropriate asset classes is the peer-to-peer (P2P) […]