Author Archives: Martin Baker

Whistlestop IFISA Tour For Money&Co. Team

Money&Co. is hitting the road. We’re hosting a sandwich lunch in St Albans tomorrow to raise awareness of the Innovative Finance Individual Savings Account (IFISA – up to £15,240 this tax year – and investment income is tax-free).  St Albans, specifically Verulam Golf Club, is the first port of call. Other venues include Birmingham and Manchester.  Money&Co. CEO […]

Transparency, Data Disclosure Are P2P Essentials – Plus IFISA Latest

Congratulations to our friends at AltFi for one of the most thoughtful and perceptive pieces we’ve seen on the fast-growing peer-to-peer (P2P) lending sector. As a player in this sub-sector of the crowdfunding space, Money&Co. welcomes well-informed analysis and comment of the kind just published by AltFi co-founder, Rupert Taylor. Mr Taylor starts with the […]

Don’t Be Robbed Of Income! IFISA Offers £1k+ Annual Tax-Free Yield

The number of platforms offering peer-to-peer (P2P) loans through Innovative Finance Individual Savings Accounts (IFISAs) is growing fast. At Money&Co. we’re fully authorised to offer IFISAs, and have been doing so for two weeks now. We welcome the advent of more platforms into this space – because, as we demonstrate below, the real competition is […]

IFISA Season: Myth-Busting Time!

Our friends at AltFi run a piece offering useful advice from Nutmeg, an online financial intermediary. Nutmeg talks its own book, which is fair enough, but does offer some useful advice for those thinking of using their £15,240 tax-free allowance in an Individual Savings Account (ISA) before the end of the year. Money&Co. has full […]

IFISAs For Advisers – P2P Asset Class Explained

The alternative finance industry still retains its status as a well-kept secret. Some commentators in the mainstream media choose to describe peer-to-peer (P2P) lending in reductive and negative terms. Below, Money&Co. CEO, Nicola Horlick, writes about the strengths of P2P as an asset class – especially when the borrower is a carefully vetted small business […]

ISA Season Is Myth-Busting Time! Plus IFISA Latest

Our friends at AltFi showcase research from Nutmeg on “myths” that might dissuade investors from committing cash to a an Individual Savings Account (ISA). To get your tax-free allowance of £15240, investment must be made by the end of the tax year, 5th April. We shall shortly be posting on site offerings of property-backed peer-to-peer […]

Access, Security, Yield – ‘Holy Trinity’ Of P2P And IFISAs Revisited

We’re pleased to report strong interest in the new Innovative Finance Individual Savings Account (IFISA), following the award of full permissions by the financial services industry regulator, The Financial Conduct Authority. IFISAs typically contain peer-to-peer (P2P) loans of the kind offered on Money&Co.’s site. ~But these are early days for P2P crowdfunding. Our friends at […]