Money&Co.’s lenders achieved an average gross yield of just over 8.8. per cent in the first year of trading, the twelve months to late April 2015. Below we offer a rough guide to the value of capital if it is rolled back into a loan at a given rate. Lenders who opt for the most […]
Peer-to-peer borrowing allows people to lend directly to other people or businesses. Money & Co, a crowdfunding platform, focusses on bringing businesses together with people via the peer-to-peer or p2p process. The people lend directly to the borrowing company. Can my business borrow via p2p? Only after your borrowing company has been credit-rated can it […]
Peer-to-peer or P2P lending and borrowing allows a person to lend or borrow directly from another person. A number of factors should be considered when researching P2P, which is why Money & Co has developed a series of guides to help you along the way. Whether you want to find out more about borrowing, the […]
The explosive growth of the UK crowdfunding industry is hugely exciting. But on the flipside of the exciting opportunities the industry’s players – and its regulators – face some pretty serious challenges. Today, we look at the regulation of our young sector. The news, broadly speaking, is – so far – very good. JD Alois […]
We’re not saying everybody loves us, but lots of people love the space we occupy. At Money&Co., we bring people together with businesses, so that lenders can get good returns on their capital, and borrowing companies can acquire the loan capital they need to grow. We’ve facilitated over £6 million in loans since activating the platform […]
James Codling, co-founder of equity platform Venture Funders (one of the sponsors of last week’s Discovering The Power Of The Crowd conference), says in The Director magazine that peer-to-peer business lending (P2P) is at the forefront of expansion in the UK. James is an entrepreneur as well as an experienced venture capitalist. He has grown […]
We have some exciting deals in the Money&Co. pipeline of loan offerings. But how do would-be lenders pick a borrower that suits? One factor to consider is risk. Our credit-analysis process rates the borrowing companies on the inherent riskiness of the business, based on a large number of factors written into the Money&Co. credit algorithm, […]
We apologise if this sounds a bit like gushing – but it really has been a very exciting and successful week for Money&Co. and its lenders and borrowers. The Discovering The Power Of The Crowd Conference at the RAC club in London on Thursday attracted an excellent audience – described by Goncalo de Vasconcelos, […]
We leave it to our friends in the media, CityA.M., to comment on yesterday’s highly successful event, hosted by our director of communications, Martin Baker: “No wonder there was an enthusiastic crowd at City A.M.’s first crowdfunding conference, held in association with Another Crowd at the RAC yesterday. “The calibre of the speakers – who […]
It’s not just us, you know. Trade journal, paymnts.com, is sharply critical of the new banks challenging the financial establishment: ” The U.K. is dominated by the so-called Big Five mainstream banks: Lloyds, Royal Bank of Scotland, Barclays, Santander UK and HSBC. With their decline in SME lending following the financial crisis, the U.K. saw […]