There’s much talk of alternative finance entering the mainstream. But what does that really mean? It’s difficult to provide a comprehensive answer, but acceptance and understanding of what altfi provides is certainly a big part of it. As far as Money&Co. is concerned, we have to spread the word about peer-to-peer (P2P) lending to small businesses (matching […]
Today, we bring you news of consolidation in the peer-to-peer (P2P) lending market. Our tale manifests this in two different ways, on either side of the Atlantic. In the UK, figures from the P2PFA, a trade body representing the larger P2P platforms, show a minor contraction in the rate of lending growth: “The UK marketplace lending sector […]
Our friends at Crowdfundinsider report on a successful inaugural conference held by the Cambridge Centre for Alternative Finance (CCAF) at Cambridge University. The agenda covered “a wide range of topics covering the world of alternative finance. A distinguished cadre of policy makers, platform operators, and academicians descended upon Downing College to discuss the future of finance. “The […]
We are delighted to welcome a new player on the alternative-finance media scene. A warm hello to P2P Finance News. Here’s a recent interview given by Money&Co.’s CEO, Nicola Horlick, to editor and founder Suzie Neuwirth: “CITY veteran Nicola Horlick has said that, despite 33 years investing in the stock market as one of the UK’s […]
Cambridge academic Brian Zhang is to play a leading role in what we at Money&Co. see as the re-positioning of peer-to-peer (P2P) lending as a mainstream asset class. The Financial Times, perhaps a little, unkindly, reports that the Financial Conduct Authority (FCA) has hired Cambridge Judge’s alternative-data department to “ help it understand” P2P and […]
What is the “ecosystem” of peer-to-peer (P2P) lending? As the name might suggest, it’s all about the commercial and social environment in which P2P lenders, such as Money&Co., operate. At Money&Co., we bring individual lenders looking for good returns on their capital together with carefully vetted small businesses seeking funds to grow. The commercial element […]
Today is our last offering on the important, newly published academic report Financial innovation today: Towards economic resilience. The report concerns alternative finance, including crowdfunding, community shares and peer-to-peer lending, and is authored by Mark Davis and Tim Braunholtz-Speight from the Bauman Institute in Leeds. It addresses an issue dear to our hearts here at […]
Today we offer more reaction to the newly published academic report Financial innovation today: Towards economic resilience. The report concerns alternative finance, including crowdfunding, community shares and peer-to-peer lending, and is authored by Mark Davis and Tim Braunholtz-Speight from the Bauman Institute in Leeds. One of the appealing aspects of the report is the authors’ […]
Today we continue with a further report on the newly published academic report Financial innovation today: Towards economic resilience. The report concerns alternative finance, including crowdfunding, community shares and peer-to-peer lending, and is authored by Mark Davis and Tim Braunholtz-Speight from the Bauman Institute in Leeds. One of the issues examined is the “democratisation” of […]
A new report on alternative finance, including crowdfunding, community shares and peer-to-peer lending is attracting widespread interest in the media and elsewhere. Financial innovation today: Towards economic resilience is authored by Mark Davis and Tim Braunholtz-Speight from the Bauman Institute in Leeds. It examines a number of issues around what is termed the decentralisation of […]