This Is Money, the personal finance platform, runs an interesting piece on what it calls the person-to-person marketplace, which it anticipates will be worth £230 billion in a decade. This general article is well worth a read. It looks at the way technology allows us all to be better connected, and examines the economic efficiencies […]
What is a good investment in today’s market? How do you judge the value of an asset? A high yield often means a high level of risk. The best investment is difficult to find and appraise. The crowdfunding market is young, and like many infants, quite unruly. But the problems are being addressed – and […]
What’s the working definition of a banking consultant? The answer’s simple, according to Justin Urqhart Stewart of Seven Investment Management – a banking consultant is a banker who just happens to be unemployed! Justin kicked off the recent Discovering The Power Of The Crowd conference, which Money&Co. co-sponsored, along with CityA.M., Another Crowd, Archover, Crowdnetic […]
The process of applying for a loan with Money&Co. is quick, fast and efficient. Some borrowers say that the worst thing about applying for a bank loan is that it can take months for the bank then to turn round and say “no”. We don’t guarantee that we will lend to you – our selection […]
To get a business loan via p2p platforms such as Money&Co., you apply online. Here’s the practical process: You can apply for loans by contacting the site and filling in a short questionnaire. We will check your company’s finances and if we think it is creditworthy, we will give it a risk rating. The ratings […]
Money&Co.’s lenders achieved an average gross yield of just over 8.8. per cent in the first year of trading, the twelve months to late April 2015. Below we offer a rough guide to the value of capital if it is rolled back into a loan at a given rate. Lenders who opt for the most […]
Peer-to-peer borrowing allows people to lend directly to other people or businesses. Money & Co, a crowdfunding platform, focusses on bringing businesses together with people via the peer-to-peer or p2p process. The people lend directly to the borrowing company. Can my business borrow via p2p? Only after your borrowing company has been credit-rated can it […]
The explosive growth of the UK crowdfunding industry is hugely exciting. But on the flipside of the exciting opportunities the industry’s players – and its regulators – face some pretty serious challenges. Today, we look at the regulation of our young sector. The news, broadly speaking, is – so far – very good. JD Alois […]
We’re not saying everybody loves us, but lots of people love the space we occupy. At Money&Co., we bring people together with businesses, so that lenders can get good returns on their capital, and borrowing companies can acquire the loan capital they need to grow. We’ve facilitated over £6 million in loans since activating the platform […]
James Codling, co-founder of equity platform Venture Funders (one of the sponsors of last week’s Discovering The Power Of The Crowd conference), says in The Director magazine that peer-to-peer business lending (P2P) is at the forefront of expansion in the UK. James is an entrepreneur as well as an experienced venture capitalist. He has grown […]