Monthly Archives: June 2016

Bank Property Lending Dwindles As Crowd Comes Into Play

We facilitate loans, secured against the assets of the borrower, a small or medium-sized enterprise (SME). Property is not necessarily part of the asset mix against which we take a legal charge, but it can be. So developments in peer-to-peer (P2P) crowdfunding from the sub-sector that secures loans specifically and exclusively against real estate are […]

The Week In Crowdfunding: A Dozen Essential Reads

Hello and welcome to the weekly feature that reprises the most important stories and events in the alternative-finance world. Our director of content and communications briefs Money&Co.’s executive team every day on the most important stories in crowdfunding, small-business funding, and alternative finance. Below we offer his distillation of the most interesting “must-read” stories of the […]

‘Alternative SME Funding Plethora On Tap,’ Say ICAEW And BBB

Economia, a specialist journal for accountants and economists, reports on a new SME alternative funding survey, conducted by an accounting trade body and the government-sponsored British Business Bank. The upshot is that the money is basically on tap, but SMEs remain unaware: “ICAEW and the British Business Bank (BBB) have teamed up with more than […]

It’s A Date! Almost… How We Match Lenders And Borrowers

While we are very from being a dating agency, Money&Co. undoubtedly is in the matchmaking business. We help individuals looking for a good return on their capital find carefully vetted small and medium-sized enterprises (SMEs) seeking founds for growth. So we see the logic of a new “dating-style” offering from our colleagues in property crowdfunding. […]

SMEs Are Good To Grow…

Growth for small and medium-sized enterprises (SMEs) is what we are all about. We bring individuals seeking a good return on capital together with SMEs seeking funding for growth. Our friends at Growth Business offer an overview of the UK’s SME scene, including some sectors it sees as particularly strong: “Tech firms are increasing at rates […]

P2P Due Diligence And Verification At A Premium

The peer-to-peer (P2P) business lending sub-sector of crowdfunding has come under intense scrutiny in recent weeks. Much of this is directly attributable to the troubles suffered by the large, quoted P2P lender, Lending Club. Diligence and verification are at a premium (and see below for our own take on this topic). Meanwhile UK Business Insider […]

The Week In Crowdfunding: A Dozen Essential Reads

Hello and welcome to a new weekly feature. Our director of content and communications briefs Money&Co.’s executive team every day on the most important stories in crowdfunding, small-business funding, and alternative finance. Below we offer his distillation of the most interesting “must-read” stories of the week. The stories are broken down by geographic area (UK, […]

Collaboration Is Name Of New Crowdfunding Game

Today, we offer a grateful and to our friends at CityA.M. and InvestingZone. InvestingZone’s Jean Miller looks at mergers and joint ventures in mainstream finance and crowdfunding. InvestingZone recently merged with corporate finance house, Acceleris. This is a thoughtful contribution to the mainstream versus alternative debate in financial services. Below is an extended excerpt from […]

Is P2P Good Or Bad? Depends How You Think…

To quote Hamlet: “There is nothing either good or bad, but thinking makes it so.” So we should perhaps view the recent comments of the US investment bank, Morgan Stanley, with a slightly cocked head. The bank takes a very positive view of P2P in a recent Forbes article, which asks whether peer-to-peer (P2P) lending might […]

DAO 2016: Crowdfunding’s Very Own Space Odyssey

Today, a little light relief. This article, from Wired, deals with what is claimed to be thee largest-ever crowdfunding raise. But the logic buried within this equity/projects raise reads like something from 2001 A Space Odyssey or the Terminator movie series – as the system takes on a life of its own… “The Decentralized Autonomous […]