We facilitate loans, secured against the assets of the borrower, a small or medium-sized enterprise (SME). Property is not necessarily part of the asset mix against which we take a legal charge, but it can be. So developments in peer-to-peer (P2P) crowdfunding from the sub-sector that secures loans specifically and exclusively against real estate are […]
Today, we offer a grateful and to our friends at CityA.M. and InvestingZone. InvestingZone’s Jean Miller looks at mergers and joint ventures in mainstream finance and crowdfunding. InvestingZone recently merged with corporate finance house, Acceleris. This is a thoughtful contribution to the mainstream versus alternative debate in financial services. Below is an extended excerpt from […]
Crowdfunding intelligence platform Another Crowd is one of many to look at the recent, much criticised report by Deloitte report on the peer-to-peer (P2P) crowdfunding sector of which Money&Co. is part. Another Crowd kicks off with a guest blog from Lee Birkett of eMoneyUnion: “‘I have just read a report from Deloitte’s “Head of UK […]
Digital natives – the kids who grew up with an iPhone as entertainer-cum-babysitter – would call it a “First-World Problem”. The problem, according to an article by Gary Dushnitsky, an associate professor of strategy and entrepreneurship at London Business School, belongs to the crowdfunding sector of FinTech. And what do crowdfunding firms such as Money&Co., […]
Our friends at CityA.M. run an opinion piece which argues that equity crowdfunding might replace the London Stock Exchange’s junior market, AIM. Equity crowdfunding, remember, is typically for start-ups and companies much younger than the more mature businesses that Money&Co. lenders advance money to. Here is an extract from the article: “The growth of [equity] […]
How will P2P lending fare in a downturn? Can the industry improve securitisation practices? Why did growth slow last year? Is China really the most exciting market? What will consolidation mean for the industry? These are just some of the questions posed by Harriet Green of CityAM, who writes an extended column on nine trends […]
The risks of crowdfunding have attracted a lot of media attention recently. Our sector, the peer-to-peer (P2P) business lending part of crowdfunding, in particular, has been under the microscope. It’s an issue whose examination we believe crowdfunders should welcome. We certainly do so at Money&Co. – especially when it’s done in the thoughtful manner that […]
Our friends at CityAM reports on a boom in our sector of crowdfunding: “Peer-to-peer finance firms lent more than £2.2bn last year as the sector doubled in size, according to new figures. “The number of lenders jumped 22 per cent to 128,000 while the number of borrowers surged 96 per cent to 273,000, industry body […]
Harriet Green is becoming a leading writer on crowdfunding in the UK. She hosted a session of Money&Co.’s May conference, Discovering the Power of the Crowd, and made telling contributions on the panel at the October Alternative Finance: New Solutions to Old Problems, co-sponosred by Money&Co. and Cubism law. See the hour-long panel discussion – […]
A secondary market – a place where lenders can sell on their loans – has been part of our offering from the day the Money&Co. site went live in April 2014. See Loans For Sale on our Lend page. But external secondary markets – exchanges, in effect – have been relatively slow in coming. Here, […]