Another new loan offering, Woodville, rated A, for £200,000 with an 8 per cent fixed yield, has just landed on site. The loan is 62 per cent funded at the time of writing. Below we offer an excerpt from the borrower’s presentation. As ever, we have done due diligence but cannot warrant the truth of […]
We’re pleased to report two new loans are available on site. Demand is high, and they’re filling fast. Would-be investors must understand the risks of investment before committing cash (see notices on Home page, in FAQs, foot of this page and elsewhere on site). Loan Rated A, Yield 7% Mar-key Marquees Limited first borrowed money […]
The peer-to-peer (P2P) lending sector is fast becoming a case study in doing it yourself. It may be the law of unintended consequences at work, but it seems that investors who commit capital directly (at least on this platform) have done a lot better than those delegating the investment task to a manger of a […]
We thought we’d offer a little something for the week end, with a reminder of the attractions of our managed portfolio service, where all the loans are selected for you and come gift-wrapped, so to speak. Clients of the Money&Co Portfolio Service have access to loans with a typical fixed return of 7%, without the […]
The arrival of the peer-to-peer (P2P) sector as an accepted asset class is beset by two related problems: image and ignorance. P2P providers have offerings whose quality is decidedly variable when subjected to risk analysis. The yields typically look nice and shiny – but are the investments safe? The image problem occurs because some of […]
Peer-to-peer (P2P) loans have had a tough time in the court of public opinion recently, following the high-profile failure of P2P platform, Lendy. While that’s a disaster for the investors in those loans, there’s an attractive argument that it’s a good thing for the industry generally. The thinking is that the strong will survive. The […]
The news for Cash ISA (Individual Savings Account) investors keeps getting worse. A year ago in February, we did a bit of number crunching. See an extract from our report from that time: Cash ISAs – Depressing, Dismal – Or Daylight Robbery? Our objective was to calculate the average return on Cash ISAs. Bear in […]
The peer-to-peer (P2P) sector is coming under the microscope in the wake of the failure of one platform, and the apparent fraud of some high-profile, unregulated offerings. The unregulated offerings were nothing to do with P2P, but the dire consequences for investors have certainly focused minds on alternative investments. The latest body to have a […]
As reported yesterday, Money&Co. has asset-management permissions from the Financial Conduct Authority – a quality that’s pretty much unique in the peer-to-peer (P2P) sector. Aside from the high level of transparency required on a regulatory level, there’s a substantial business benefit: our ability to offer a proper managed portfolio service. Below we set out the […]
The fallout from the failure of the Lendy peer-to-peer (P2P) lending platform continues. In the wake of this failure, the Financial Conduct Authority (FCA) came in for a lot of criticism. That criticism can only have been a catalytic factor in persuading the FCA to take a hard look at the P2P sector. As a […]