A number of our registered lenders have deposited money, but not deployed it in loans. So it seems sensible to underscore the fact that lending is not a one-stop process (it’s a tiny bit more pro-active than just parking money in a cash account). So here is our guide to the process of lending and […]
With new loan offerings lining up to land, we tough we’d remind readers that platform lending or peer-to-peer (P2P) lending can be a lucrative activity. The average yield achieved by our registered lenders over more than five years of loan facilitation on this platform is more than 8 per cent, before we deduct our one […]
Crowdfunding harmonisation in Europe is finally here. The publication of the new regulatory structure has been keenly anticipated. Our feeling, however, is that it’s all a little too late. The UK, easily Europe’s biggest crowdfunding market, is on its way out of the EU. Our friends at Crowdfundinsider report: According to a notice published by […]
Today, we offer a reminder of the attractions of our managed portfolio service, where all the loans are selected for subscribers committing £100,000. Clients of the Money&Co Portfolio Service have access to loans with a typical fixed return of 7%, without the need to manage a portfolio of loans. You will receive a quarterly statement […]
As we bring on new lines of lending (see this week’s News stories) and head towards £20 million facilitated, we thought it would be good to revisit the basics. How do you go about lending and getting those attractive returns (once you’ve acquainted yourself with the risks, of course)? Here’s how. See this page also […]
Our friends at P2P Finance News report on a matter we’ve been leaving to others, for obvious reasons: Money&Co.’s CEO Nicola Horlick’s political career, and her failure to be elected as an MP in last week’s General Election. Politics may be in turmoil, but it’s very much a steady state here. Horlick did at least […]
Regular visitors to this site that will be aware that we monitor and regularly report on the evolving relationship between platform lending and mainstream finance. The investment vehicles that rushed in early and took stakes in platform lenders at high valuations have had some tough times. There will be more ups and downs before this […]
As the country goes to the voting booths, the continuation of platform lending here is one of the few certainties. We’ll continue to bring individuals seeking a good return on capital together with carefully vetted small businesses seeking funds for growth. Platform lending can be a lucrative activity. The average yield achieved by our registered […]
As predicted, the new regime of tighter regulation in platform lending, or peer-to-peer (P2P) lending is seeing some shake-out. One immediate consequence seems to be that those platforms with business models aimed at lending to carefully vetted businesses will do better than those lending to individuals. IBS Intelligence reports on the closure of a platform […]
One of our neighbours in the platform lending sector, Thin Cats, is closing the door retail lenders. AltFi reports: ThinCats is closing its retail peer-to-peer lending platform, saying it is no longer “cost effective”. ThinCats said it will instead focus on institutional lending. ThinCats, which was launched in Leicestershire in 2011, said no new loans will be offered […]