We’re well into the era of a more mature crowdfunding world. In internet jargon, that would be known as Crowdfunding 2.0. Luke Davis, co-founder of Money&Co., offers his view in CityA.M. of how what the 2.0 stage should look like for UK P2P platforms. “In the five years since its inception, debt crowdfunding has supported […]
It’s what’s known in journalistic terms as “silly season”. So we thought we’d reprise some of the basics of lending via the mechanism of crowdfunding. Take the trouble to understand what you’re putting money into. The things that you can gain access to via a crowdfunding platform such as Money&Co. are typically different from […]
The news outlet This Is Money sees the recent UK base rate cut plying to the advantage of debt (peer-to-peer[P2P]) and equity crowdfunding: “The peer-to-peer loans and equity crowdfunding markets are celebrating the Bank of England’s lowering of the base rate to 0.25 per cent in anticipation of an influx of new investors.“ The […]
Our latest loan offering is an A-rated loan of over £455,000. The borrower is an independent adviser looking to use the funds to expand. The loan auction closes in 15 days’ time. The offering has attracted bids of over £36,000 today, at the time of writing, and is 56 per cent funded. The way the […]
Vannessa Cowling, general counsel of equity platform VentureFounders, writes in TechCityNews on a subject close to our crowdfunding hearts – getting the simple things, like names, right. Ms Cowling (see excerpt, below) solicits industry views on standardising terminology. “In 2013, when crowdfunding was first gaining momentum in the market, in the consultation paper ‘The FCA’s […]
Today, we offer a grateful and to our friends at CityA.M. and InvestingZone. InvestingZone’s Jean Miller looks at mergers and joint ventures in mainstream finance and crowdfunding. InvestingZone recently merged with corporate finance house, Acceleris. This is a thoughtful contribution to the mainstream versus alternative debate in financial services. Below is an extended excerpt from […]
Today, a little light relief. This article, from Wired, deals with what is claimed to be thee largest-ever crowdfunding raise. But the logic buried within this equity/projects raise reads like something from 2001 A Space Odyssey or the Terminator movie series – as the system takes on a life of its own… “The Decentralized Autonomous […]
Digital natives – the kids who grew up with an iPhone as entertainer-cum-babysitter – would call it a “First-World Problem”. The problem, according to an article by Gary Dushnitsky, an associate professor of strategy and entrepreneurship at London Business School, belongs to the crowdfunding sector of FinTech. And what do crowdfunding firms such as Money&Co., […]
The alternative finance sector is growing rapidly. The same goes for crowdfunding – one of the sector’s most important elements. We have reported that growth story many times in this News section. But rapid growth is one thing, genuine scale and mainstream understanding and acceptance quite another. Money&Co. operates in a sub-sector of crowdfunding known as […]
Many women still face discrimination in the job market. It’s Money&Co.’s contention that it’s often more difficult for women to get a job, and certainly tough for a woman to get paid as much as a man for equivalent work. So we note with approval a recent academic paper, publicised by the Hass School of […]