The Individual Savings Account (ISA) season typically gets into swing in the new year, but we thought we’d offer a reminder of what to do for those of you who are organised enough to invest well ahead of the tax deadline. You can see an instructional video here, and below we offer an excerpt of […]
We’re heading into what’s known as the “ISA season”. Most investors make their investment decisions – there’s a tax-free £20,000 in Individual Savings Accounts (ISAs – investment limit unchanged from yesterday’s Budget) to be invested. Many investors do just that between the beginning of a new year and the end of the tax year on […]
The week end produced a decent crop of news stories on crowdfunding and its peer-to-peer (P2P) lending sub-sector. We thoroughly recommend the regular news briefings of alternative finance and investment intelligence platform, Another Crowd, for those wishing to keep themselves informed of events in P2P, equity and, occasionally, project crowdfunding. Another Crowd, we understand, is […]
As our latest loan offerings wait for the final green light – our credit committee promises the first of several new offerings tomorrow – we thought we’d reprise where we are in what promises to be a very exciting investment season (the current A-rated, 8 per cent, fixed-rate offer is going fast, by the way. […]
Young industries have their teething problems. The alternative finance sector includes crowdfunding, and, within that, debt funding to small companies seeking funds to grow. The crowd – typically individuals seeking good returns on capital by lending to carefully vetted small businesses – can provide those funds. This activity has been called crowd lending by some, […]
The new Individual Savings Account (ISA) season promises to be particularly frenetic. Like it or not, there is such a thing as a season (and we actually don’t like it – see this earlier article that points out the benefits of early investment, especially for high-yielding assets). The season is essentially a whirr of activity […]
Alternative finance – with peer-to-peer (P2P) loans at the forefront – is moving to the mainstream. This process will be accelerated as the Individual Savings Account season (this means, more or less, the last the months of the tax year, ending on 5th April). In this interview with our communications director, Nicola Horlick, CEO of […]
We’re heading towards what’s known as “ISA season”. That’s the last quarter of the tax year, ending in early April, when investors commit the majority of the many billions invested in Individual Savings Accounts (ISAs) – the vehicles that allow you to commit up to £20,000 free of any tax on income or capital gain. […]
The take-up figures for the end of the last tax year are now in. HMRC has divulged that some 2,000 investors took out an Innovative Finance Individual Savings Account (IFISA) in 2016-17. In the context of the billions in Cash ISAs that might not seem a lot of money. But given the late arrival of […]
Money Observer reports on what it deems a slow start for the Innovative Finance Individual Savings Account (IFISAs, here termed Peer-to-peer ISAs). The article focuses on numbers – but the salient contextual point only comes deep into the body of the piece. Take-up for IFISAs was good – and would have been even better, had […]