Tag Archives: lenders

Ringing Out The Old, Ringing In The New

As the old year passes into the new, we’ll be bringing you the rest of our predictions for 2015. We have a lot of new, exciting deals in the pipeline, and the growing interest from individual and institutional investors will, we confidently expect, grow stronger in 2015. In the interim, let us reprise our mission: […]

Traditional Savings Rates Continue To Fall – But There Is An Alternative

Interest on fixed-rate deals continues to fall as banks and building societies keep top-paying accounts for new savers, according to a recent report in the Mail on Sunday. This represents grim news for savers and investors seeking for good returns on their capital. So here’s something to ponder, perhaps over a festive glass. “The top […]

Crowdfunding Calls For 2015 – Part I

Please see the latest Money Matters blog to read Money&Co. head of communications Martin Baker’s top five predictions for 2015. They are simple calls, using his experience as the former investment editor of the International Herald Tribune, associate editor of Sunday Business, and editor-in-chief of thestreet.co.uk, back in the day… The predictions are based on […]

Alternative Finance: P2P Business Lending Comes Of Age

Here’s another interesting end-of-year opinion piece, carried by the media outlet, Financial Reporter. The writer offers evidence to support his view that new businesses are being created at record levels. It’s certainly true to say that funding is needed to fuel growth. Remember, as a lender you can fuel that growth on this platform – […]

P2P Lending To Go Mainstream With NISA Boost – FT

The Financial Times is the latest to report that peer-to-peer (P2P) lending is going “mainstream”. Money&Co.’s mission for 2015 is to keep doing what we’re doing – bringing people and businesses together to provide excellent returns for lenders and growth capital for borrowers. P2P business lending, reports the FT (subscription required), “is one of the key […]

“OAP Bonds Will Tie Up Cash And Yield Just 3.2%” – Money Week Column

Is there something in there for the older saver, investor or lender? A recent item in the redoubtable Money Week sparks debate. The writer, David Thornton, was lamenting the miserable plight of income-dependent savers and investors. Naturally, given that Money&Co.’s mission is to help income-poor savers and investors to become lenders (the average gross yield […]

Power Of Crowd Still Betters Best Savings Rates

How are we doing? Back in the summer, just after Money&Co. launched, CEO Nicola Horlick wrote in Business First magazine that “if the banks aren’t going to do anything about [their failure to lend], then it is up to individuals to provide the capital that companies so badly need, and quite rightly they will expect […]

Government Misses SME Lending Targets – But Money&Co. Lenders Can Help

The government’s programmes to help lending to businesses, especially the small and medium-sized businesses to which Money&Co. facilitates loans, are going to reach just 25 per cent of their lending targets, according to a report in the Independent. “Vince Cable’s Department of Business, Innovation & Skills (BIS) forecast in March that the British Business Bank, […]

Tax-Free 7% Income: Government Must Act On P2P NISAs

Imagine this. It’s not a pie-in-the-sky dream, but a realistic possibility: a tax-free income product with a yield of over 7 per cent. That’s the kind of offering we hope to be able to make if the UK government acts on its avowed intention to include loans like Money&Co.’s (peer-to-peer [P2P] business loans) in New […]