What impact will peer-to-peer (P2P) lending have on the property market? Our friends at The Scotsman run a well-argued opinion piece by debt adviser Jamie Davidson Conduit Finance. Mr Davidson confines himself to the Scottish market, but his views are applicable across the UK. His thoughts on the relationship between regulation and credit cost are […]
Certain key employees at Money&Co. have theories about how men and women manage money. The argument runs that women often have a more sensible approach to risk. A variation on this theme is presented by our friends at The Scotsman, who report that women have better success rates than men in crowdfunding equity raises. We’ll […]
The new Innovative Finance Individual Savings Account (IFISA) is something we thoroughly approve of. Money&Co. Lenders have achieved average gross yields of 9.1 per cent. This would become even more attractive if lenders could wrap their loans into an IFISA, and benefit from taking their income tax-free. At the new limit of £20,000 per annum, […]