As a business that is focused on lending to UK-based businesses, there are no immediate implications for Money&Co. as a result of the vote to leave the EU. However, there will be uncertainty surrounding the future of companies that export to the European Union as it is unclear as to whether we will continue to […]
We are pleased to announce the launch of a new loan offering. The borrower soliciting funds is an independent financial planning and advisory firm based in Cardiff with, in its own words, “a core focus on wealth planning and family businesses. The company’s focus on customer service and long-term financial planning as opposed to one-off […]
Ahead of the imminent launch of a new, major loan offering from a financial-services firm (due today or tomorrow), we offer an excerpt of a news story that underscores the way crowdfunding and mainstream financial services are intertwined. With our thanks to CityA.M. (you can see the full story by clicking this link): “A new […]
Is the solution to SME liquidity problems really this obvious? We run a guest blog from the crowdfunding intelligence platform, Another Crowd, which suggests this may be so. Implementation or execution (aka persuasion) however, may be a lot more difficult… Another Crowd Blog One of the biggest issues in alternative finance is how to improve […]
Yesterday, we identified the size of the small and medium-sized enterprise (SME) funding gap, using World Economic Forum data, and Money&Co.’s own research. The figure is around £4.3 billion. A key question is how to improve the efficiency of SME lending – in practice, not just in theory. According to a forthcoming blog, the answer […]
Today, we look at an old problem from a new perspective. The problem is, in a sense, the reason we exist – the small-business (or small and medium-sized enterprise, aka SME) funding gap, This gap, also known as the Macmillan gap, following research conducted on this very issue in the 1930s, is the difference between funds […]
We facilitate loans, secured against the assets of the borrower, a small or medium-sized enterprise (SME). Property is not necessarily part of the asset mix against which we take a legal charge, but it can be. So developments in peer-to-peer (P2P) crowdfunding from the sub-sector that secures loans specifically and exclusively against real estate are […]
Hello and welcome to the weekly feature that reprises the most important stories and events in the alternative-finance world. Our director of content and communications briefs Money&Co.’s executive team every day on the most important stories in crowdfunding, small-business funding, and alternative finance. Below we offer his distillation of the most interesting “must-read” stories of the […]
Economia, a specialist journal for accountants and economists, reports on a new SME alternative funding survey, conducted by an accounting trade body and the government-sponsored British Business Bank. The upshot is that the money is basically on tap, but SMEs remain unaware: “ICAEW and the British Business Bank (BBB) have teamed up with more than […]
While we are very from being a dating agency, Money&Co. undoubtedly is in the matchmaking business. We help individuals looking for a good return on their capital find carefully vetted small and medium-sized enterprises (SMEs) seeking founds for growth. So we see the logic of a new “dating-style” offering from our colleagues in property crowdfunding. […]