We’ve reported several times in this news section on the risk of losing the crowd in crowdfunding. By that, we mean the risk that platforms might favour big lenders – be they high-net-worth individuals or institutions – at the expense of the smaller lender with a few hundred or thousand pounds to commit. Judith Evans […]
In her latest widely read blog, Money&Co. CEO Nicola Horlick predicts growth in the UK economy, with the property sector leading the way. “A recovery is now expected, led by house building as the housing market has taken particular cheer from the election result. The housing sector was strong ahead of the election with house […]
The markets greeted David Cameron’s unexpected victory in the General Election with great enthusiasm. The prospect of an SNP/Labour coalition, which would have been likely if England hadn’t turned blue, was an appalling thought for the City. Now we are faced with another dose of austerity and George Osborne will do well to meet the […]
Peer-to-peer (P2P) or marketplace lender – or boutique bank? This is more than an issue of names. It’s all about who provides the capital that borrowing businesses need to grow. If the lenders lending via platforms like Money&co.’s are exclusively big institutions, then P2P seems a strange name (even though an insurance company is a […]
Excitement is mounting at Money&Co. headquarters as the latest loan offering nears deadline and the cash floods in. Check out the Globavista offering on site. It is getting close to the stage where, as and when the target is hit, the credit gets cheaper for the borrower. We thought this imminent closing provided an opportunity […]
What is a good investment in today’s market? How do you judge the value of an asset? A high yield often means a high level of risk. The best investment or loan is difficult to find and appraise. The crowdfunding market is young, and like many infants, quite unruly. But the problems are being addressed […]
The Discovering The Power Of The Crowd conference line-up certainly underscored its stellar status in the world of alternative finance with the addition to the speakers’ list of Goncalo de Vasconcelos, the co-founder of crowdfunding equity platform, Syndicate Room. As well as leading his award-winning business, Goncalo is a former academic and a respected contributor to […]
Scaremongering or far-sighted commentary? In the latest Money Matters blog, we take a look at the reporting of what’s going on in the US peer-to-peer (P2P) crowdfunding sub-sector. In addition, we believe “there’s a lot to be written about the similarities and differences between the older (yet in many ways less mature) US P2P crowdfunding […]
If a thing is worth saying once… well, it’s probably worth saying again. The Bloomberg media empire has run two stories in a fortnight on the peer-to-peer (P2P) sub-sector of crowdfunding in the United States. It’s not so much commenting on the business of US P2P crowdfunding as its valuation, and specifically the machinations of […]
Our misson at Money&Co. is to bring people together with businesses. The idea is to provide borrowing businesses with the capital they need to grow, and to obtain an excellent return for our lenders. The average return for Money&Co. lenders so far is 8.8 per cent. Our vetting process for borrowers is conservative: we require […]