We facilitated a management buyout deal in conditions of secrecy earlier this year. Management buyout (MBO) deals are typically done quickly and very discreetly. Now it’s all over, we are pleased to be able to publicise what happened, and the pivotal role we played. The company was Duchy Fasteners – the core team is pictured, above. Duchy Fasteners […]
While peer-to-peer (P2P) lending in the crowdfunding sector continues to grow strongly, there was some disappointment that last week’s Budget didn’t offer more. Many had hoped that P2P business lending would be approved as a suitable asset class for New Individual Savings Accounts (NISAs). The boost from the tax break (NISas allow more than £15,000 […]
Writer and financial planner David Hill came to a recent drinks reception for lenders and investors at Money&Co. David was inspired to write the following piece, which needs no further comment from us – other than to say, well done, David. The message spreads. “There are three main types of crowdfunding. Firstly, there is when […]
What is crowdfunding? A recent article in the crowdfunding intelligence platform, crowdfundbeat begins by asking this question. Sadly, it fails to provide what we consider an adequate answer. “The term ‘crowdfunding/ might at first sound like a buzzword of fad to steer clear of, but proponents argue it can offer intriguing opportunities to catch a rising […]
Today is a momentous day. It’s the feast of Saint Patrick: the keg beer in many a New York bar goes green; Google does its search-page thing with Irish cliche; Dublin is even livelier than usual; anyone who stakes a claim to Irish blood in their veins – and many who don’t – go out […]
The recent drinks reception for lenders and investors (ie Money&Co. shareholders) at our Bruton Place offices was – even though you’d expect us to say as much – a resounding success. The Money&Co. team was delighted to greet twenty or so guests, who heard our CEO, Nicola Horlick, head of credit analysis, Toby Furnivall, and […]
Alt Fi columnist Mike Baliman treats our headline as a rhetorical question. Mr Baliman is pretty tough on peer-to-peer (P2P) lending platforms and regulators alike. His thesis is that regulators don’t know what to require of P2P crowdfunders, and most most crowdfunders don’t know what they should be doing, because, in essence, they don’t understand […]
We start the week with an exercise in comparison and contrast. This week end, the Financial Times’s Judith Evans and Adam Palin took a long. critical look over the fence at our cousins in equity crowdfunding. Equity crowdfunding typically involves very young companies, often start-ups, which offer an investment stake in exchange for capital from […]
Just how much do consumers understand about the things they commit their money to? A behavioural economics research paper recently published by the Financial Conduct Authority (FCA) investigates this and other important issues. “Consumers were asked to anticipate how the FTSE 100 would grow over time and then asked for their expectations for structured deposits […]
Our CEO opines on a very significant, but largely unheralded, achievement in the SME sector. The Mittelstand has long been held up as a gem sitting in the midst of the German economy. There are 44,000 mid-sized companies in Germany with the vast majority remaining in family ownership. Collectively they employ 9.2 million people. […]