Welcome back to our users and readers for the “summer term”, pre-election madness and all. In a world where very few (well, few politicians, at least) seem sure of their numbers, we offer some more reliable figures below: amount of loan facilitated, and average gross return achieved by Money&Co. lenders, for a start. On a […]
The pace of mergers and acquisitions between alternative finance providers “will increase as economies of scale are needed to create a viable business”, according to a report in Bridging & Commercial. “The comment follows a number of acquisitions between alternative finance providers. Since the start of the year, RateSetter, Close Brothers and 1pm have expanded their services by acquiring specialist […]
Works Management is one of many media outlets to report the steady progress in understanding and acceptance of alternative financial sourcing of funds for small and medium-sized enterprises. At Money&Co., we put lenders seeking excellent returns on capital together with carefully vetted small businesses seeking funds for growth. It’s a simple idea, but nevertheless one […]
Congratulations to our friends at AltFi for one of the most thoughtful and perceptive pieces we’ve seen on the fast-growing peer-to-peer (P2P) lending sector. As a player in this sub-sector of the crowdfunding space, Money&Co. welcomes well-informed analysis and comment of the kind just published by AltFi co-founder, Rupert Taylor. Mr Taylor starts with the […]
Our friends at AltFi run a piece offering useful advice from Nutmeg, an online financial intermediary. Nutmeg talks its own book, which is fair enough, but does offer some useful advice for those thinking of using their £15,240 tax-free allowance in an Individual Savings Account (ISA) before the end of the year. Money&Co. has full […]
Our friends at AltFi showcase research from Nutmeg on “myths” that might dissuade investors from committing cash to a an Individual Savings Account (ISA). To get your tax-free allowance of £15240, investment must be made by the end of the tax year, 5th April. We shall shortly be posting on site offerings of property-backed peer-to-peer […]
We’re very busy behind the scenes here, looking to launch a property-backed Innovative Finance Individual Savings Account (IFISA). Regular visitors to our site will be aware of this, and the anticipated influx of cash that IFISA launches will precipitate. Meanwhile, the really big beasts in crowdfunded peer-to-peer (P2P) lending are vying for the title of […]
Our friends at AltFi carry an opinion piece from an industry player claiming that Cash Individual Savings Accounts (ISAs) should be retired. We’re not quite sure we’d go that far, but the points raised are interesting to us. Not least as we are looking at preparing an IFISA (see below) with property backing and a […]
Our friends at AltFi take a look at yields in thee peer-to-peer (P2P) lending sector. As regular site visitors and registered lenders will be aware, Money&Co. facilitates P2P loans for carefully selected business borrowers. The average gross return achieved thus far by Money&Co. lenders is just over 9.1 per cent. The AltFi article looks at […]
Today, we revisit a recurring theme of our reporting on the peer-to-peer (P2P) business lending scene: the interplay amongtst the Holy Trinity of asset appraisal – security, access and yield. We’re prompted to do so by a move from the Prudential Regulation Authority (PRA) to raise the level of coverage for cash deposit accounts at banks […]