Happy New Year once more to all our lenders, borrowers, readers, browsers, and investors. Before most of us were at our desks this morning (well before, as the interview was yesterday), Money&Co.’s CEO was at the SKY News studios in Millbank, analysing the newspapers. You can see Nicola Horlick opine on the advent of the […]
It’s that time of year again. In the interregnum between Christmas and New Year we look backwards and analyse, look forwards and predict. A year ago, our head of content and communications, Martin Baker, made five major calls for the development of crowdfunding and the peer-to-peer (P2P) sub-sector in which Money&Co. operates. So how did […]
It has been a good year, with even brighter prospects ahead, according to Money&Co. CEO, Nicola Horlick. “Our sector of crowdfunding – which is all about bringing people and businesses together – is gaining in popularity and acceptance. That trend will continue in 2016 as individual lenders, with more and more backing from institutions, find […]
There’s nothing like 20:20 hindsight. In five years’ time what’s seen as “alternative” in financial terms will be the mainstream. And all today’s doubters and naysayers will claim that they always knew that crowdfunding was the coming thing. We believe that bringing individuals together with businesses looking to borrow money to grow – otherwise known […]
The end of the year is prediction time. Some of the more engaging come from BondMason, a P2P intermediary platform, which reports doubled P2P lending to £2.3 billion on 2015. The platform, as reported by Crowdfundinsider, also predicts: The industry will grow by another £1-1.5 billion There will be increased P2P Platform consolidation and exits The Innovative […]
AOL Money, the finance reporting arm of AOL, offers interesting – but not surprising – market information from a survey that reveals a significant potential take-up for the new Innovative Finance ISA in 2016. “Nearly one in four cash Isa savers would consider investing their money with peer-to-peer (P2P) lenders when a new savings product launches […]
Harriet Green is becoming a leading writer on crowdfunding in the UK. She hosted a session of Money&Co.’s May conference, Discovering the Power of the Crowd, and made telling contributions on the panel at the October Alternative Finance: New Solutions to Old Problems, co-sponosred by Money&Co. and Cubism law. See the hour-long panel discussion – […]
Today, in anticipation of the latest new loan offering (coming to this site very soon) we offer excerpts two articles from today’s media output. It is an exercise in comparison and contrast. The Old “Since the September announcement that National Savings & Investments (NS&I) would be dropping its Direct Isa rate to just 1.25pc, few […]
The UK generated nearly $2.3 billion in peer-to-peer (P2P) loans in 2014, making its alternative lending market the largest in the world on a per capita basis,” report’s India’s financial news platform, Business Insider: “To illustrate, 72 per cent more lending volume is transacted in the UK than in the US per person.” The report […]
The authorities seem to have an ambivalent attitude towards our part of the crowdfunding world, known as peer-to-peer (P2P) business lending. On the one hand, the government has been extremely positive about P2P, and will allow it to be included in Individual Savings Accounts (ISAs) in the next tax year (Innovative Finance ISAs, or IFISAs). […]