The Standard runs a cogently argued opinion on the policy vacuum after the change of leadership at the UK’s leading regulator, the Financial Conduct Authority. The column highlights the need for continued enlightened regulation in the FinTech and P2P spaces – and a lighter touch in the equity sector. “In the financial technology space, [the […]
Today we offer the views of two well respected commentators on crowdfunding and peer-to-peer lending, both of whom believe we are at a critical juncture in the provision of funding for small and medium-sized enterprises (SMEs). Ryan Weeks, editor of AltFi, looks at the impact of a projected rates rise in the UK: “Governor of […]
CityA.M. runs a column visiting the Money&Co. space… “WHEN we look back, 2015-16 will be seen as the watershed moment: when peer-to-peer (P2P) lending and crowdfunding made the big time, transitioning from quirky innovation to a respected alternative source of finance and investment opportunities. “The government has clearly been persuaded of the potential benefits of […]
The Independent heralds what we all hope will be a new era for savers and investors – and the small and medium-sized companies who are deploying thie capital to grow the British economy. Personal finance editor Simon Read writes: “Is peer-to-peer lending set to crash into the mainstream with a bang next year? “That’s the […]
Ryan Weeks, editor of Alt Fi, reprises the excellent news in yesterday’s Budget, with its creation of the Innovative Finance ISA (IFISA). “[The IFISA] has been created to accommodate peer-to-peer loans. The naming decision in particular comes as something of a shock. Whilst a third ISA type felt inevitable, those in the know were reasonably […]
Good news! Call it an Individual Savings Account (ISA), a New Individual Savings Account (NISA) or, as of today an Innovative FinanceIndividual Savings Account (IFISA) Money&Co. welcomes Chancellor Osborne’s Budget, and in particular the government’s response following the consultation on whether to include peer-to-peer (P2P) loans in Individual Savings Accounts (ISAs – or now IFISAs) […]
The Judge Business School of Cambridge University is a beacon of clarity and measured thought in the field of alternative finance, of which crowdfunding is an increasingly important part. Today, we offer extracts of a new report, published online. The outline features key figures at the Judge school, including Bryan Zhang, director of policy and […]
Rhydian Lewis is not known for pulling his punches. The founder and CEO of P2P platform RateSetter (our cousins in peer-to-peer lending – with loans being made to individuals rather than the businesses we lend to) is noted for a frank approach to business and finance. And you can see why. Here, in trade finance journal, […]
We believe we have set a record for “pure” peer-to-peer (P2P) business lending at Money&Co. In the first year of facilitating loans (after months of preparation and we and administrative-system design) we facilitated some £6 million-worth of P2P loans. We did that without recourse to institutional money (no liquidity came in from family offices, hedge […]
We’re delighted to reveal the news that Money&Co.’s mission to help individuals take charge of their financial lives has taken another step forward. We’ve joined the SIPPclub. That means individuals who have their own Self-Invested Personal Pensions (SIPPs) can put our loans in them, and get the benefit of pension tax break while doing so. […]