It’s been said before, and doubtless will be again: FinTech is the coming force in financial services. Of course, we would say that, wouldn’t we, as crowdfunders facilitating peer-to-peer (P2P) business loans? P2P lending is one of the fastest-growing areas in today’s finance sector. But don’t take our word for it, read this short extract […]
Conrad Ford, founder of Funding Options, looks in CityA.M. at the alternative-finance implications of the Competition and Markets Authority’s report on open banking. He compares it to finance’s equivalent of the Cambrian Explosion – which saw the emergence of new life forms. “[It is] an impending financial services revolution has been compared to the […]
It’s always good to have an alternative view. Especially if the alternative view questions whether the “alternative” is really an effective alternative. Below, we run an extract from a blog by Chris Skinner, one of the most authoritative and interesting commentators on alternative finance. Here, writing on the specialist alternative digital currency platform, Brave New […]
UK banks and mainstream finance in general have been much criticised – and often rightly so – for failing to lend to small businesses. Standard criticisms include a lack of agility, laborious process, and an inability to innovate and assess a business risk on the merits presented by the borrower. The banks have certainly expressed […]
AdaPia d’Errico, of PatchOfLand, blogs in The Huffington Post on the global macro-economic and demographic trends that she believes augur well for crowdfunding. This is a thoughtful and well-argued piece, and we offer excerpts of particular relevance to financial services – and the burgeoning peer-to-peer (P2P) business lending sub-sector – below. “By now, early 2016, […]
Research recently published shows global investment in financial technology (FinTech) companies totalled $19.1 billion (£13.4 billion) in 2015, and is cited in an article by Anthony Hilton in The Evening Standard. Peer-to-peer (P2P) lending is at the heart of FinTech in the UK – and is arguably the fastest-growing sub-sector in the fast-growing country. As […]
Right place, right time? With its unique combination of enlightened regulation, sensible taxation structures, a deep pool of entrepreneurial talent, and a culture of innovation, the UK is a great place to do business. That isn’t just our opinion at Money&Co. Our friends at Crowdfundinsider publish a an article on yesterday’s report by HM Treasury, in partnership with […]
Alison Coleman writes in Forbes on the changing European FinTech scene, with London currently at its centre. As part of that FinTech scene, we have an exciting 2016 lined up, with a pipeline of new loans all set to come on stream. Watch this space. “An abundance of tech talent, a responsive regulatory environment, and the […]
Today we share Business Insider’s report on the disruption caused by FinTech – the broad sector, of which Money&Co.’s peer-to-peer lending operations form a key part. “Fintech – or financial technology – is one of the hottest areas of technology right now, with money pouring into the sector, startups springing up all over the place, […]
Industry intelligence platform Crowdfundinsider reports a London & Partners survey of a booming UK FinTech market. FinTech, incidentally, is an umbrella term for financial services technology – which is exactly what bringing people and businesses together via an online platform (the Money&Co. business model) – is all about. “London & Partners, a non-profit entity funded […]