Regular visitors will be aware that we have been reporting regularly on the chequered history of peer-to-peer loan assets when held in the stock-market-listed vehicle that is an investment trust. Here’s an excerpt from a recent report by P2P Finance News: FUNDING Circle’s dedicated investment trust is set to close, raising questions about the future […]
One of our unique selling points at Money&Co. is the fact that we can offer a managed portfolio of peer-to-peer (P2P) loans. By having exposure to a range of our carefully vetted loans you can reduce risk. See our video explaining the process of lending. Clients of the Money&Co Portfolio Service have access to loans […]
Inheritance Tax (IHT) kicks in to estates valued at over £325,000. If you have a house (especially in the South East) that means it may well apply to you. The potential IHT bill can be pretty large. It’s applied at a flat 40 per cent above the threshold. Here’s a worked example offered by the […]
Ahead of tomorrow’s Talking Money seminar near Farnham, we thought we’d revisit the whole idea of managing money, which is undoubtedly a complicated business. Money management is a whole sub-sector of financial services dedicated to getting the best value for capital invested. All the while, the money managers have to use their best efforts to keep […]
Hello. As we head into the week end, we thought it appropriate to remind our readers, users and lenders that Money&Co. has launched the Money&Co. Portfolio Innovative Finance Individual Savings Account. The account is managed by Bramdean Asset Management (an FCA-regulated fund management business). This allows investors to commit capital to an ISA and the loans […]
Hello. The new year is in, and we welcome 2019 with renewed emphasis on Money&Co.’s just-launched Portfolio Innovative Finance Individual Savings Account, which is managed by Bramdean Asset Management (an FCA-regulated fund management business). This service has already attracted significant volumes of business (in the final quarter of 2018) – and the prospects look excellent, […]
One of our property-backed loans of £425,000, with a fixed 8 per cent yield, has just closed. But what if you don’t want to do all that bidding and the attendant process yourself? Many lenders find the business investing quite complicated. We thought it timely to remind investors with a larger amount of investable cash […]
We’re pleased to report very healthy inflows of money from cash ISAs to our own offering. More substantial sums qualify for our managed portfolio service. Given that the average return achieved by our lender is over 8 per cent gross, the difference between the annual yield on £100,000 is substantial. Cash ISAs currently bring in […]
The latest property-backed A-rated loan has just closed, bringing its lenders a fixed return of 9 per cent for five years. More offerings will be landing on site soon. We’ll bring you news as soon as we have it. Meanwhile, our friends at Money Week have been looking at robot advisers, and report “an explosion […]
One of our A-rated, 8 per cent target yield loan offers is in auction mode, and is closing in two days. But what if you don’t want to do all that bidding and attendant process yourself? We thought it timely to remind investors with a larger amount of investable cash of the existence of our […]