New Loan Offerings One of the new offerings just landed on site is a B+ loan of £280,000 with a five-year term and an indicative interest rate of 10 per cent. At the time of writing, the loan is 7 per cent filled, at a current average rate of 12 per cent. That’s because of […]
We offer a warm welcome to a returning borrower with an impeccable payment record, Mar-Key Group. The company, in its own words, “designs, manufactures and delivers impressive temporary structures to the events, industrial and commercial industries throughout the UK and beyond. Mar-Key is a privately-owned British company based in Bournemouth, Dorset working through-out the UK […]
We’re pleased to report two new loans are available on site. Demand is high, and they’re filling fast. Would-be investors must understand the risks of investment before committing cash (see notices on Home page, in FAQs, foot of this page and elsewhere on site). Loan Rated A, Yield 7% Mar-key Marquees Limited first borrowed money […]
The hokey-cokey reporting of SME lending continues. As we have reported earlier on this platform: “The signals on funding for small and medium-sized enterprises (SMEs) are mixed. Every few weeks research is released that purports to show SMEs are waking up to the funding available outside the traditional banking mainstream. Then along comes data that […]
Why take the risk of paying tax on your estate? Inheritance Tax is payable on estates of more than £325,000, but is easily avoidable – although recent news articles indicate that tax changes are imminent. To be sure of taking advantage of the best means of minimising liability, the time to act is now. Here’s […]
We thought we’d offer a little something for the week end, with a reminder of the attractions of our managed portfolio service, where all the loans are selected for you and come gift-wrapped, so to speak. Clients of the Money&Co Portfolio Service have access to loans with a typical fixed return of 7%, without the […]
Peer-to-peer (P2P) loans have had a tough time in the court of public opinion recently, following the high-profile failure of P2P platform, Lendy. While that’s a disaster for the investors in those loans, there’s an attractive argument that it’s a good thing for the industry generally. The thinking is that the strong will survive. The […]
The peer-to-peer (P2P) sector is coming under the microscope in the wake of the failure of one platform, and the apparent fraud of some high-profile, unregulated offerings. The unregulated offerings were nothing to do with P2P, but the dire consequences for investors have certainly focused minds on alternative investments. The latest body to have a […]
It’s long been our intention to keep the crowd in crowdfunding. The democratisation of finance is all about offering a level playing field of opportunity – similar terms for small and large investor alike. However, concerns are now being voiced about the proposed 10 per cent P2P loan allocation limit. If an investor’s portfolio can […]
As reported yesterday, Money&Co. has asset-management permissions from the Financial Conduct Authority – a quality that’s pretty much unique in the peer-to-peer (P2P) sector. Aside from the high level of transparency required on a regulatory level, there’s a substantial business benefit: our ability to offer a proper managed portfolio service. Below we set out the […]