Our friends at Crowdfundinsider report that peer-to-peer (P2P) lending research firm 4thWay “has published a note touting the benefits of investing in P2P loans in contrast to more volatile equity investing. 4thWay says that Brexit induced market volatility should compel investors to consider investing in online loans.” “4thWay says it is simple for lenders (ie investors) to diversify […]
As the Individual Savings Account (ISA) season cranks into gear, the marketing boffins at Money&Co. couldn’t quite resist offering support to England’s boys in white. We’ve been pleasantly surprised by the name recognition from the hoardings in St Lucia for the third cricket Test Match between the West Indies and England. Our sporting interests don’t […]
It’s always interesting to see how the rapidly expanding peer-to-peer (P2P) sector is valued. Today, we look at a report from our friends at P2P Financial News on a capital-raising effort by a P2P player that is moving from private to public. PEER-TO-PEER lender Ablrate will open its £350,000 crowdfunding campaign to the general public […]
The rivalry between different asset classes is not a zero-sum game. You don’t have to choose between investing in stocks and shares versus peer-to-peer (P2P) lending, for example. Both types of asset have different risks and different rewards. It just so happens that last year would have been a bad one to choose to invest […]
This year is set to be the year of the Individual Savings Account (ISA). More specifically, it’s going to be a bonanza for savers and investors who commit money to Innovative Finance ISAs (aka IFISAs). Of course, that’s just our opinion; we would say that, wouldn’t we? But it’s an opinion based on compelling […]
Hello. As we head into the week end, we thought it appropriate to remind our readers, users and lenders that Money&Co. has launched the Money&Co. Portfolio Innovative Finance Individual Savings Account. The account is managed by Bramdean Asset Management (an FCA-regulated fund management business). This allows investors to commit capital to an ISA and the loans […]
Following some inaccurate reporting in mainstream media this week end, Peer 2 Peer Finance News runs an article that betrays an understanding of how P2P financial technology businesses and start-ups like Money&Co. actually work. The P2PFN article points out that the inaccurate report focused on “small company accounts filed by Denmark Square Limited – one […]
Can you have too much of a good thing? We’ve been receiving feedback from lenders asking for more diversity in the loan offering. The latest loan, now 29 per cent funded, is a familiar one – it’s the fourteenth tranche of Seascape, a property-backed offer with a fixed-rate yield of 8 per cent, and […]
Our friends at AltFi report on moves at Funding Circle, after a “third significant fall” in the share price of the UK’s biggest peer-to-peer (p2P) lender since its recent IPO. We have nothing to add to our comments on the IPO made before the offering became public. “Peer-to-peer lender Funding Circle has announced the appointment of Goldman […]
Today, we offer a glimpse of the future. Our friends at Professional Adviser – always an informative read – run a far-sighted opinion piece from a member of the crowdfunding sub-sector of the “alternative” finance community. The author believes, as we do at Money&Co., that peer-to-peer (P2P) loans are a key part of mainstream finance. […]