It’s back to work, and time for savers, investors and lenders to consider where to place their money for this year. As a peer-to-peer business lending platform ultimately regulated by the Financial Conduct Authority, we cannot comment on current loan offerings. We can however point out that gross indicative yields are currently around the 10 […]
As the old year passes into the new, we’ll be bringing you the rest of our predictions for 2015. We have a lot of new, exciting deals in the pipeline, and the growing interest from individual and institutional investors will, we confidently expect, grow stronger in 2015. In the interim, let us reprise our mission: […]
Interest on fixed-rate deals continues to fall as banks and building societies keep top-paying accounts for new savers, according to a recent report in the Mail on Sunday. This represents grim news for savers and investors seeking for good returns on their capital. So here’s something to ponder, perhaps over a festive glass. “The top […]
Money&Co. CEO Nicola Horlick, pictured above, has kicked us all out of the office in the name of festivities. But festive torpor notwithstanding, there’s a snippet of real news this Christmas time. It offers an opportunity for readers, users, borrowers and lenders to take stock of where they are. The Telegraph reports the arrival of […]
Here’s another interesting end-of-year opinion piece, carried by the media outlet, Financial Reporter. The writer offers evidence to support his view that new businesses are being created at record levels. It’s certainly true to say that funding is needed to fuel growth. Remember, as a lender you can fuel that growth on this platform – […]
Following rapidly in the slipstream of the high-profile initial public offering (IPO) of Lending Club last week, this week saw the IPO of OnDeck Capital. OnDeck, which, Like Lending Club, is positioned as a P2P lender, raised $200 million. “A wealth of non-traditional alternatives have popped up online over the last eight years,” reports CNN […]
Is there something in there for the older saver, investor or lender? A recent item in the redoubtable Money Week sparks debate. The writer, David Thornton, was lamenting the miserable plight of income-dependent savers and investors. Naturally, given that Money&Co.’s mission is to help income-poor savers and investors to become lenders (the average gross yield […]
How are we doing? Back in the summer, just after Money&Co. launched, CEO Nicola Horlick wrote in Business First magazine that “if the banks aren’t going to do anything about [their failure to lend], then it is up to individuals to provide the capital that companies so badly need, and quite rightly they will expect […]
Don’t expect a rise in interest rates any time soon, says the British Chambers of Commerce (BCC), as reported by the BBC. “Interest rates have been at their historic low of 0.5% for more than five years, with just two out of the Bank of England’s nine-strong Monetary Policy Committee voting to increase rates in […]
We’ve been experiencing a surge in lender interest at Money&Co. recently. We’ve been working hard to spread thr word with breakfasts and road trips where Nicola Horlick (pictured above) and the Money&Co. team explain what we’re about. The hard work is beginning to pay dividends: it seems that a piece in the Guardian, published before […]