Author Archives: Martin Baker

Getting The Balance Right On P2P Crowdfunding

It’s a difficult balancing act for personal finance and investment journalists. On the one hand, they want to bring individual investors the latest in cutting-edge investment opportunities. On the other, they are quite rightly concerned about steering investors into a fad or novelty. The Guardian does a good job of treading that middle path. The […]

Crowdfunders Set To Race Away In 2016

The UK’s alternative finance Industry had a very productive festive season, reports leading sector media outlet, AltFi. “December’s origination volume setting a new industry record with the Liberum AltFi Volume Index tracking £283.3m in financing originated. This just bettered the previous high of £279.1m, set in September 2015, and represented a 73% increase in volume on December […]

P2P Takes Pride Of Place In 2015 Funding Contest

Our very own peer-to-peer (P2P) sector of crowdfunding attracted easily the most money in £2 billion-plus worth of venture capital for SME and start-up raises in 2015, reports Bloomberg. “Growing peer-to-peer lending and online money transfer services helped raise a record $3.6 billion in venture capital funding for the U.K.’s technology sector last year, according […]

Keeping The Crowd in Crowdfunding In 2016

Ryan Weeks, one of the leading writers on UK crowdfunding, writes in AltFi on what to watch out for in 2016. Ryan’s views are not dissimilar to our own communications director’s take on the topic on the Money&Co. site. However, Ryan also asks a particularly interesting question: Will the institutional funding run dry? “The various […]

Where’s The Crowd Headed In 2016?

Happy New Year. 2016 holds much promise for lenders and borrowers alike. Money&Co.’s lenders have enjoyed gross average returns of over 9 per cent. Our borrowers have benefited from more than £7 million of funding capital from the crowd. Long may it continue. But what can we expect? Our communications director offers his view in […]

A Growing Crowd, Rate Rises, IPOs And Political Weather Forecasting

The following views are the personal opinions of Martin Baker, Money&Co’s head of communications and content. They do not necessarily represent the views of Money&Co.   This time last year I set out five developments I expected to see in peer-to-peer (P2P) lending within the crowdfunding sector. How much did I get right?   Explosive […]

Looking Backwards And Forwards At Crowdfunding And P2P

It’s that time of year again. In the interregnum between Christmas and New Year we look backwards and analyse, look forwards and predict. A year ago, our head of content and communications, Martin Baker, made five major calls for the development of crowdfunding and the peer-to-peer (P2P) sub-sector in which Money&Co. operates. So how did […]