Author Archives: Martin Baker

Crowdfunding P2P On Growth (And Learning) Curve

The portfolio tracker and dealing service iii.co.uk runs a sponsored feature on crowdfunding in general and peer-to-peer lending (P2P) in particular. While the mentions of individual market participnts are effectively paid-for, the preamble paints an accurate and encouraging picture of the state of health of our industry and its P2P sub-sector. “Crowdfunding and Peer-to-Peer Lending […]

Family Offices And Big Investors Welcome – But Crowd Stays At Money&Co.

There’s been a huge amount of interest in crowdfunding from banks and other big investors. So much so, in fact, that it’s often said that crowdfunding is in danger of losing the crowd. Campden FB, a web offering aimed at family offices (the administrators and managers of rich families’ private wealth) highlights the opportunities for […]

P2P Lending To Solve SME Funding Plateau Problem

John Longworth, director general of the British Chambers of Commerce, laments the lack of funding available to SMEs on the This Is Money personal finance platform. He has a point: “All too often, we see our fastest growing, most dynamic companies – those with the potential to become global champions – reaching a plateau or […]

Choice Widens For Alternative-Finance ISAs and SIPPs, Says FT

“Asset classes traditionally financed by banks or big institutions, and previously deemed too long-term, illiquid or risky for retail investors, are now being packaged up as listed funds and traded on stock markets, where portfolio managers can buy them – leading to their possible presence in your Isa or self-invested personal pension (SIPP)),” writes Judith […]

Alternative Finance Finds New Roads To Mainstream

It’s becoming almost a daily event: Alternative finance finds yet another road to reach out to the people. Judith Evans reports in The Financial Times on an initiative by Crowdcube – our cousins in the equity sub-sector of crowdfunding – who are teaming up with broker Numis’s to popularise the share floatation market. “Retail investors […]

Alternative Finance Equity And Debt Power On

Power to the crowd… Alternative finance goes from strength to strength. We recently reported that crowdfunded loans have breached the £4 billion level in the UK. On the equity side of the the amount of funding raised by UK start-ups is also soaring.  “[Raises] via the government-backed Seed Enterprise Investment Scheme (SEIS) topped £163 million last year; […]

‘Mission Inevitable’ – Crowdfunding’s Journey To Liberate Finance

Crowdfundinsider, one of our favourite reads for peer-to-peer (P2P) and equity crowdfunding raises, offers a reprise of the history of crowdfunding. The Statue of Liberty, no less, was an early example of crowdfunding – with subscribers expressing their interest via the newspaper. Now, of course, the prime medium is online, and, as Crowdfundinsider puts it, […]

Growth Figures OK, But Rate Rise Talk Overdone

The going’s been tough, but now, at last, the tough get growing… Today’s Gross Domestic Product (GDP) figures for the second quarter of 2015 have brought some happier news. There was some concern when the economy only delivered 0.4 per cent growth in the first quarter and this was partly attributed to the impending election. The […]

P2P Crowdfunding Set To Enter Market Benchmark

There’s constant talk of peer-to-peer (P2P) crowdfunding becoming part of “mainstream” finance. And behind the talk there’s a growing body of evidence. Here, Citywire reports on the latest move from P2P Global Investments, a quoted investment vehicle that invests in Money&Co.’s P2P sector, and is now set to become part of a major stockmarket index. […]