Author Archives: Martin Baker

Crowdfunding Comes Of Age With P2P-Funded Management Buyout Deal

We facilitated a management buyout deal in conditions of secrecy earlier this year. Management buyout (MBO) deals are typically done quickly and very discreetly. Now it’s all over, we are pleased to be able to publicise what happened, and the pivotal role we played. The company was Duchy Fasteners – the core team is pictured, above. Duchy Fasteners […]

UK Deflation Risk – And How To Manage It

There is a risk that the UK may be heading for deflation for the first time since 1960. The inflation figures for February will be released on Tuesday and are likely to show that the annual rate of inflation fell from 0.3 per cent to 0.2 per cent, but it may have been as low […]

Media Calls For Crowdfunding Tax Breaks

While peer-to-peer (P2P) lending in the crowdfunding sector continues to grow strongly, there was some disappointment that last week’s Budget didn’t offer more. Many had hoped that P2P business lending would be approved as a suitable asset class for New Individual Savings Accounts (NISAs). The boost from the tax break (NISas allow more than £15,000 […]

Pension Reform Should Include Freedom To Err

Should freedom include the liberty to do the wrong thing? Many UK commentators seem to think not. The impending reform of UK pension provisions has certainly sparked debate on this very topic. The liberalisation of pension law – allowing people over 55 next month to take charge of their pension funds and spend/invest them as […]

What’s In a Name? Crowdfunding Defined

What is crowdfunding? A recent article in the crowdfunding intelligence platform, crowdfundbeat begins by asking this question. Sadly, it fails to provide what we consider an adequate answer. “The term ‘crowdfunding/ might at first sound like a buzzword of fad to steer clear of, but proponents argue it can offer intriguing opportunities to catch a rising […]