Author Archives: Martin Baker

Crowdfunders Go Mainstream With IPO

The new year begins with signs of the convergence of old and new in finance. The first crowdfunded real-estate venture has floated successfully on AIM, the UK’s secondary equity market. Real-estate backed crowdfunders are our distant cousins. At Money&Co. we bring people together with business. Individuals can get excellent returns on their capital, and borrowing […]

Time To Get Back To Working, Saving And Lending

It’s back to work, and time for savers, investors and lenders to consider where to place their money for this year. As a peer-to-peer business lending platform ultimately regulated by the Financial Conduct Authority, we cannot comment on current loan offerings. We can however point out that gross indicative yields are currently around the 10 […]

Russian Woes, Oil And Property

In the last of his three-blog series, Money&Co.’s head of communications and content, Martin Baker, makes his final calls for 2015. His views are personal and do not necessarily represent the views of Money&Co. Here we have the final predictions from a list of ten for 2015. These last three concern the broader economic, industrial and […]

Alternative Finance’s Future Challenges

Since when does good news emerge from a car crash? The latest Money Matters blog argues that systemic failure in the banking stem is a bad thing, but good news might emerge from difficulties in the alternative finance sector as a young industry begins to mature. The views our personal to our head of communications […]

Good News And Bad News Will Emerge From Failures

In the second of a series of three blogs, Money&Co.’s head of communications and content, Martin Baker, makes more calls for 2015. His views are personal and do not necessarily represent the views of Money&Co.   Following the earlier blog with its five predictions, I have two specific calls to make on alternative finance, with […]

Ringing Out The Old, Ringing In The New

As the old year passes into the new, we’ll be bringing you the rest of our predictions for 2015. We have a lot of new, exciting deals in the pipeline, and the growing interest from individual and institutional investors will, we confidently expect, grow stronger in 2015. In the interim, let us reprise our mission: […]

Walking The Walk – Crowd To Get P2P NISAs, Eventually

As we head for 2015, the direction of travel for crowdfunding is clear. No-one can fault the government for a lack of enthusiasm for what we do at Money&Co. – we operate in the peer-to-peer (P2P) business lending sub-sector of crowdfunding. This autumn, David Gauke, financial secretary to the Treasury, was quoted in the Financial […]

Traditional Savings Rates Continue To Fall – But There Is An Alternative

Interest on fixed-rate deals continues to fall as banks and building societies keep top-paying accounts for new savers, according to a recent report in the Mail on Sunday. This represents grim news for savers and investors seeking for good returns on their capital. So here’s something to ponder, perhaps over a festive glass. “The top […]

Crowdfunding Calls For 2015 – Part I

Please see the latest Money Matters blog to read Money&Co. head of communications Martin Baker’s top five predictions for 2015. They are simple calls, using his experience as the former investment editor of the International Herald Tribune, associate editor of Sunday Business, and editor-in-chief of thestreet.co.uk, back in the day… The predictions are based on […]