Author Archives: Martin Baker

Merry Christmas An Opportunity To Reflect For Savers And Lenders

Money&Co. CEO Nicola Horlick, pictured above, has kicked us all out of the office in the name of festivities. But festive torpor notwithstanding, there’s a snippet of real news this Christmas time. It offers an opportunity for readers, users, borrowers and lenders to take stock of where they are. The Telegraph reports the arrival of […]

Alternative Finance: P2P Business Lending Comes Of Age

Here’s another interesting end-of-year opinion piece, carried by the media outlet, Financial Reporter. The writer offers evidence to support his view that new businesses are being created at record levels. It’s certainly true to say that funding is needed to fuel growth. Remember, as a lender you can fuel that growth on this platform – […]

P2P Lending To Go Mainstream With NISA Boost – FT

The Financial Times is the latest to report that peer-to-peer (P2P) lending is going “mainstream”. Money&Co.’s mission for 2015 is to keep doing what we’re doing – bringing people and businesses together to provide excellent returns for lenders and growth capital for borrowers. P2P business lending, reports the FT (subscription required), “is one of the key […]

Punters, Pints And P2P Opinions

It’s the time of year when punters – and punters’ opinions – proliferate. That’s partly because there’s a shortage of news, and partly, in some cases one suspects, because there’s been some old-school, Fleet Street pint-related punditry. This, despite the fact that alcohol and keyboards do not mix. We’ll be offering our own sober, considered […]

Baby Boomer? Gen-Xer? Time To Get With The Crowd

Following rapidly in the slipstream of the high-profile initial public offering (IPO) of Lending Club last week, this week saw the IPO of OnDeck Capital. OnDeck, which, Like Lending Club, is positioned as a P2P lender, raised $200 million. “A wealth of non-traditional alternatives have popped up online over the last eight years,” reports CNN […]

Money&Co. Over The Moon At Growing P2P Maturity

There are signs, early ones as yet, that the young sub-sector of crowdfunding inhabited by Money&Co. is growing up. Once upon a time, crowdfunding was a vaguely trendy, catch-all term for anything from start-ups seeking equity investment, to group property investment, to a charity raise and beyond. One fellow in the United States sought money from […]

“OAP Bonds Will Tie Up Cash And Yield Just 3.2%” – Money Week Column

Is there something in there for the older saver, investor or lender? A recent item in the redoubtable Money Week sparks debate. The writer, David Thornton, was lamenting the miserable plight of income-dependent savers and investors. Naturally, given that Money&Co.’s mission is to help income-poor savers and investors to become lenders (the average gross yield […]

Power Of Crowd Still Betters Best Savings Rates

How are we doing? Back in the summer, just after Money&Co. launched, CEO Nicola Horlick wrote in Business First magazine that “if the banks aren’t going to do anything about [their failure to lend], then it is up to individuals to provide the capital that companies so badly need, and quite rightly they will expect […]