Regular visitors will be aware that we have been reporting regularly on the chequered history of peer-to-peer loan assets when held in the stock-market-listed vehicle that is an investment trust. Here’s an excerpt from a recent report by P2P Finance News: FUNDING Circle’s dedicated investment trust is set to close, raising questions about the future […]
A house can be more than a home. It can also be a serious tax problem. Average house prices in England are nearly a quarter of a million pounds and the threshold for Inheritance Tax (IT) on death is £325,000 (after which tax applies at a flat 40 per cent rate). London average prices are […]
With two loans close to closing, we thought we’d remind visitors to the site of the pluses and minuses of lending, As an investment, peer-to-peer (P2P) loans can be rewarding if you know what you’re doing. Our lenders have averaged a gross return of more than eight per cent in the five years we’ve been […]
Market liquidity – the availability of buyers if you want to divest yourself of a loan holding – is a side-issue of our recent short series of articles looking at investing in peer-to-peer loans via investment trusts. Investment trusts have had their problems, but they operate in a market where there’s pretty much always a […]
Hello, and welcome back to the working week. We report regularly here on the chequered history of peer-to-peer (P2P) loans as an asset class in quoted investment trusts. Here’s the latest. Investment trusts are collective investment vehicle quoted on the stock market. They offer a liquid (quick buy/sell mechanism) way of having exposure to P2P […]
The peer-to-peer (P2P) lending sector is looking to expand its share of SME funding, according to PWC research. Money&Co. is a P2P lending platform that brings together individuals looking for a good return on capital together with carefully vetted small businesses seeking funds for growth. Our registered lenders have achieved average gross returns of more […]
One of our unique selling points at Money&Co. is the fact that we can offer a managed portfolio of peer-to-peer (P2P) loans. By having exposure to a range of our carefully vetted loans you can reduce risk. See our video explaining the process of lending. Clients of the Money&Co Portfolio Service have access to loans […]
We’ve said it before – and now’s the time, given the just-launched FCA review of the advice market, to say it again. As stated in the News section earlier, good, independent financial advice has become “more and more precious (and scarce) following the reform of the way financial products are bought and sold – specifically, […]
As peer-to-peer (P2P) lending becomes better understood and more “mainstream”, the ways of investing in the sector proliferate. We look at reports of one of the more sophisticated ways to invest (a listed bond) below, courtesy of our friends at P2P Finance News. Money&Co. offers a more direct route to the P2P market. We bring […]
Death is inevitable. But being taxed when you die is not. See below an excerpt of an article in the Mail on Sunday for detail on the large – but easily avoidable – tax liabilities that lie ahead. Taxation And Death – The Problem Death taxes collected by the Government and which erode family wealth […]