There’s been a huge amount of interest in crowdfunding from banks and other big investors. So much so, in fact, that it’s often said that crowdfunding is in danger of losing the crowd. Campden FB, a web offering aimed at family offices (the administrators and managers of rich families’ private wealth) highlights the opportunities for […]
Meteor? What meteor? Just when we were beginning to think that all those comparisons between bankers and dinosaurs might be a little overdone… The Memo, a US intelligence platform, runs a story pegged to the launch of a new book – Bye Bye Banks? The copy and attached table make for a shocking read – even […]
John Longworth, director general of the British Chambers of Commerce, laments the lack of funding available to SMEs on the This Is Money personal finance platform. He has a point: “All too often, we see our fastest growing, most dynamic companies – those with the potential to become global champions – reaching a plateau or […]
“Asset classes traditionally financed by banks or big institutions, and previously deemed too long-term, illiquid or risky for retail investors, are now being packaged up as listed funds and traded on stock markets, where portfolio managers can buy them – leading to their possible presence in your Isa or self-invested personal pension (SIPP)),” writes Judith […]
It’s becoming almost a daily event: Alternative finance finds yet another road to reach out to the people. Judith Evans reports in The Financial Times on an initiative by Crowdcube – our cousins in the equity sub-sector of crowdfunding – who are teaming up with broker Numis’s to popularise the share floatation market. “Retail investors […]
Power to the crowd… Alternative finance goes from strength to strength. We recently reported that crowdfunded loans have breached the £4 billion level in the UK. On the equity side of the the amount of funding raised by UK start-ups is also soaring. “[Raises] via the government-backed Seed Enterprise Investment Scheme (SEIS) topped £163 million last year; […]
Crowdfundinsider, one of our favourite reads for peer-to-peer (P2P) and equity crowdfunding raises, offers a reprise of the history of crowdfunding. The Statue of Liberty, no less, was an early example of crowdfunding – with subscribers expressing their interest via the newspaper. Now, of course, the prime medium is online, and, as Crowdfundinsider puts it, […]
There’s constant talk of peer-to-peer (P2P) crowdfunding becoming part of “mainstream” finance. And behind the talk there’s a growing body of evidence. Here, Citywire reports on the latest move from P2P Global Investments, a quoted investment vehicle that invests in Money&Co.’s P2P sector, and is now set to become part of a major stockmarket index. […]
Is it all too good to be true? This month’s emergency Budget and the excellent news about the advent of the Innovative Finance ISA (IFISA) was rapturously received by much of the media. Now, there’s a slight shift of emphasis after the understandably shocked and terrified Cash ISA providers have launched expensive media campaigns focused […]
Here are just some of the issues that every lender and borrower involved or thinking of getting involved in the peer-to-peer lending process should be addressing. If you want to: Find out what the average yield is on a peer-to-peer loan… Find out how long it takes to get a P2P business loan… Find out […]