House price inflation penalises the young, but crowdfunding investment can help In her latest blog, Money&Co. CEO Nicola Horlick argues that rampant house price inflation effectively penalizes the younger generation by transferring wealth to the old. She details the potentially disastrous the social and economic effects of rampant real-estate inflation, but says that the […]
Attractive crowdfunding yields from carefully vetted compnaies can help with a deposit A recent survey conducted by Lloyds Bank has found that the amount of money saved by families has halved over the past forty years. In the 1970s, despite this being a period of financial turmoil for Britain, households saved just under 10 per […]
As featured in the Evening Standard. But who found the growth funding? Congratulations to one of our early borrowing success stories, Soulful Foods. Headed by CEO Iain Burke-Hamilton, the company, which Iain describes as making “wholesome comfort food for people on the go” raised £360,000 in a loan auction that closed in July. Iain and […]
You are the crowd – together, we are the future Fund manager and Money&Co. CEO Nicola Horlick (pictured above) explains how Money&Co. is bringing people and businesses together in the fast-expanding world of crowdfunding. Through person-to-business (P2B), sometimes known as peer-to-peer (P2P) lending, small and medium-sized enterprises (SMEs) can find alternative sources of finance to […]
Investors are getting more savvy – and want to be told what the real costs of “mainstream” investments are Financial commentators call it the war of the challenger banks. A less flamboyant way of putting it is that there is increasing competition to offer loans and savings products to consumers who have been poorly served […]
Rate rises are simply not being delivered to savers, say commentators As we reported last week (see last Thursday’s News story), it’s not a question of if interest rates will rise, but when. After the release of the Bank of England’s inflation report last Thursday, the consensus among commentators is drifting towards a later rise […]
Autumn promises a bumper harvest of credit for SMEs – and exciting prospects for cash-hugry lenders It promises to be an exciting autumn. The Money&Co. team will be taking to the road in our mission to bring people and businesses together, as CEO Nicola Horlick explains in her most recent blog. “We continue to see […]
Nicola and Money&Co. team will take to the road In her new blog, Money&Co. CEO Nicola Horlick praises the virtue of lending to small and medium-sized enterprises (SMEs) – and is sharply critical of traditional sources of credit that have starved SMEs to the point where, she claims, many SMEs “have given up on the […]
Every credit: SMEs need to be able to borrow to build a better future There have been various surveys over the past few months which have shown that many SMEs (small and medium-sized enterprises) have given up on the idea of borrowing money. Constant rejection has got to them. There is also a sense that, […]
The Financial Times reports that London is emerging as the world leader for crowdfunding with more campaigns being run out of the UK capital than cities in the US – where the method of financing new ventures was born. The claim is being made by the Crowdfunding Centre, a research group, which has for the […]