Writer and financial planner David Hill came to a recent drinks reception for lenders and investors at Money&Co. David was inspired to write the following piece, which needs no further comment from us – other than to say, well done, David. The message spreads. “There are three main types of crowdfunding. Firstly, there is when […]
Money&Co. CEO, Nicola Horlick, yesterday examined the implications of low oil prices on US stocks and interest rates. Today, in the second part of her postcard from New York, she looks at the ramifications for UK lenders, investors and consumers. The fact that US interest rates are not likely to rise in the near term […]
Should freedom include the liberty to do the wrong thing? Many UK commentators seem to think not. The impending reform of UK pension provisions has certainly sparked debate on this very topic. The liberalisation of pension law – allowing people over 55 next month to take charge of their pension funds and spend/invest them as […]
Money&Co.’s CEO, Nicola Horlick, takes a look at the state of the markets from the American side of the Atlantic. Greetings from New York! The US stock market is focused on the oil price again and fell in the week on the back of a further slump in the crude price. The US crude price […]
What is crowdfunding? A recent article in the crowdfunding intelligence platform, crowdfundbeat begins by asking this question. Sadly, it fails to provide what we consider an adequate answer. “The term ‘crowdfunding/ might at first sound like a buzzword of fad to steer clear of, but proponents argue it can offer intriguing opportunities to catch a rising […]
Yesterday’s Budget was generally well received. Share prices in the UK did well, especially those of investment and financial services companies, as the Chancellor’s strategy was seen as being savings- and investment-friendly. However, money&Co.’s CEO, Nicola Horlick, feels that “progress with the ISA inclusion has been slow”. The government, at least if it has a […]
There’s a huge amount of speculation across the media today about the contents of George Osborne’s Budget. This, from the Telegraph, is typical: “This year’s Budget is unlikely to be as radical as it was last year, but here are some likely changes: The Chancellor announced in last year’s Budget that peer-to-peer (P2P) lending – […]
Today is a momentous day. It’s the feast of Saint Patrick: the keg beer in many a New York bar goes green; Google does its search-page thing with Irish cliche; Dublin is even livelier than usual; anyone who stakes a claim to Irish blood in their veins – and many who don’t – go out […]
“Soulful Food is one of the businesses to have benefited from a peer-to-peer loan from Money&Co.,” writes The Times. Regular readers will know that at Money&Co. we tend to think of ourselves as new kids on the financial block. That’s a reasonable position: tomorrow we’ll be celebrating the anniversary of our formal, St Patrick’s Day […]
Following yesterday’s look at how lenders might examine a loan offering, we take a look at the crowdfunding peer-to-peer (P2P) business lending process from the borrower’s perspective. We have what’s proving to be a very attractive loan offering on the Money&Co. site just now (see detail and also risk warnings, below). Let’s examine the issues […]