Monthly Archives: April 2015

Horlick To Government: ‘Hands Off Piggy Bank’ – And Loans Latest

Money&Co. CEO, Nicola Horlick, spoke at a business leaders’ debate on the General Election and its potential impact on the world of finance, at a recent forum organized by Bloomberg News in the City. Nicola praised the way the coalition government has encouraged providers of alternative finance. The government and financial regulators, notably the Financial […]

‘UK To Shrug Off Stagnation’ – Nicola Horlick In Huffington Post

The current stagnation is unprecedented and is difficult to explain, says Money&Co. CEO, Nicola Horlick in her latest Huffington Post blog. “It appears that more people have been employed and they are being less productive,” she adds. “There has also been a drag on productivity as a result of the fall in the oil price […]

Daily Mail Weighs Alternatives For “Fed-Up Savers”

This week end a Daily Mail article examined the situation of a category of consumer defined in its headline as “fed-up savers”. The wording of the piece is self-explanatory. “Increasing numbers of savers are tempted to cut out the banks and direct their money into Peer-to-Peer (P2P) loans – and no wonder, with returns of […]

For Better Crowdfunding Decisions We Need Better P2P Data

Crowdfunding is growing fast, but is still a young industry. One of the things we need to help us grow – especially in our sub-sector of peer-to-peer (P2P) business lending – is reliable data. Good data is needed to form accurate judgements about borrowing companies. Moreover, as P2P crowdfunding matures, lenders will need reliable track […]

Europe To Dodge Deflation, US Rates To Rest Easy – And Loans Latest

Money&Co. CEO, Nicola Horlick, offers a view of where the European and US economies are going in The Huffington Post. This, of course, ultunately affects the performance of th UK economy – and the prospects of the borrowing small and medium-sized enterprises that we bring together with people, the Money&Co. lenders. Here’s the first part of Nicola’s […]

FinTech: Today Lending, Tomorrow The World

Today, we bring you a trenchant piece on the future of finance from commentator, Philippe Gelis, writing in Chris Skinner’s Financial Services Club Blog. Those traditional banks that haven’t woken up to the ongoing revolution really should sit up and pay attention. “The financial industry is one of the last large industries that have not […]

Alternative Finance Means ‘We’re All Winners’

It may seem complacent, but we always knew we were in a good place at Money&Co. Bringing people and businesses together in peer-to-peer (P2P) business lending is a central part of the burgeoning alternative finance industry. And according to recent article in Bridging and Finance, “the rise and growth of the UK’s alternative finance industry […]

Zero Inflation? Instant Gratification To Stop UK Turning Japanese

Money&Co.’s CEO, Nicola Horlick, says in the Huffington Post that low inflation is “something to be welcomed generally, but when it hits zero, there is always the risk that a country could be heading for a Japanese-style period of no growth and permanently low prices.”  However, she adds, the UK is very different from Japan. […]