Monthly Archives: July 2015

Alt Fi Sees Flexible Future In IFISA Launch

Ryan Weeks, editor of Alt Fi, reprises the excellent news in yesterday’s Budget, with its creation of the Innovative Finance ISA (IFISA). “[The IFISA] has been created to accommodate peer-to-peer loans. The naming decision in particular comes as something of a shock. Whilst a third ISA type felt inevitable, those in the know were reasonably […]

IFISA Will Be Momentous For Lenders, Borrowers – And ISA Investors

This is a momentous time for P2P lending (which includes person-to-business lending). Along with the Chancellor’s emergency Budget, the Treasury has published its response following its consultation on whether P2P loans should be included in ISAs. The consultation period came to an end on 12 December 2014. The report states that: “(The government) intends to […]

Breaking News: Savers’ And Borrowers’ P2P IFISA Budget Bonanza

Good news! Call it an Individual Savings Account (ISA), a New Individual Savings Account (NISA) or, as of today an Innovative FinanceIndividual Savings Account (IFISA) Money&Co. welcomes Chancellor Osborne’s Budget, and in particular the government’s response following the consultation on whether to include peer-to-peer (P2P) loans in Individual Savings Accounts (ISAs – or now IFISAs) […]

‘P2P Crowdfunded Loans Can Offer Steady Returns Like Fixed-Income Assets’

The Judge Business School of Cambridge University is a beacon of clarity and measured thought in the field of alternative finance, of which crowdfunding is an increasingly important part. Today, we offer extracts of a new report, published online. The outline features key figures at the Judge school, including Bryan Zhang, director of policy and […]

We Could Get By With A Little HLEP From Our Friends

We believe we have set a record for “pure” peer-to-peer (P2P) business lending at Money&Co. In the first year of facilitating loans (after months of preparation and we and administrative-system design) we facilitated some £6 million-worth of P2P loans. We did that without recourse to institutional money (no liquidity came in from family offices, hedge […]

We’re In The Club! Money&Co. Joins SIPP Community

We’re delighted to reveal the news that Money&Co.’s mission to help individuals take charge of their financial lives has taken another step forward. We’ve joined the SIPPclub. That means individuals who have their own Self-Invested Personal Pensions (SIPPs) can put our loans in them, and get the benefit of pension tax break while doing so. […]

CityAM Takes Close Look At P2P Crowdfunding

CityA.M. today looks at our sector of the crowdfunding market. Harriet Green sets the context: “Alternative finance grew by 168 per cent in the UK last year, according to a report by Cambridge’s Judge Business School. While the oft-vaunted equity crowdfunding saw volumes totalling £83m in 2014, debt-based lending, via crowdfunding and peer-to-peer (P2P) platforms, […]

‘Banks Aren’t Really There For SMEs’ – Nicola Horlick

Change is the name of our game. The Fund Forum International at the Grimaldi Centre in Monaco calls itself the largest fund management forum in the world. Money&Co.’s CEO, Nicola Horlick, used to be a high-profile manager in the traditional business of asset management. Yesterday, she spoke at the opening conference session, and startled a […]