Yesterday’s News story took a look at post-Brexit FinTech, and offered a rather positive view of the sector’s prospects. Today, we see the flip side of the coin. A leading practitioner in the European market blogs in Bob’s Guide, and asks why the industry doesn’t make more of the freedoms offered by a single currency, […]
As interest rates remain stubbornly in the Doldrums, the search for income becomes more of an imperative. Money&Co.’s CEO, Nicola Horlick, looks at this imperative from the perspective of the pension saver in today’s blog. And we thought we’d revisit our news coverage of what we have consistently described as the Great Savings Robbery. Here’s […]
Today we hark back to what used be the number one news item, Brexit. There has been short-term uplift for economic figures from a weaker pound (and knock-on benefits for FTSE 100 companies with foreign earnings), but the longer-term outlook is not so good, according to recent reports. Our friends at AltFi carry coverage of […]
It’s that time of year again. We’re looking forward to 2017 with all kinds of eager anticipation – so long as our eyes remain firmly trained on this side of the Atlantic (and that’s all we’re saying about that). So: entrepreneur-turned-investor and Worth Capital co-founder Matthew Cushen assesses the options for funding small businesses in […]
The evolution of the alternative-finance sector has seen much coverage of and research into the awareness (or lack of it) of small businesses seeking alternative sources of funding. But sometimes the sources themselves, or at least their providers, change as the markets evolve. This might seem revolutionary, as the service providers pivot, but really it […]
We could have told you so. In fact, one of us did: the mingling of alternative finance with the mainstream is to be welcomed – but only providing the financials are right. The highest-profile example of such dangers is surely the flotation of Lending Club on the New York Stock Exchange in December 2014. Lending Club was a […]
As peer-to-peer (P2P) crowdfunders, bringing individuals seeking a good return on capital together with carefully vetted small businesses, we are delighted to be part of the alternative business funding hub. And we welcome news that sees integration between alternative finance providers and the mainstream. Witness this report from Financial Times: “NatWest has struck a deal […]
We know what we do, but what should we call it? Academics, commentators and pundits have long been casting around for the correct taxonomy of peer-to-peer lending (P2P) our young sub-sector of crowdfunding, itself part of the wider world of alternative finance. Some get there sooner than others. Here’s a brand-new piece offered by International […]
From a lender’s perspective, lending money to small companies is all about getting good returns on capital. The borrowing small company typically wants the money to fund growth. But what are the prospects for growth, following the Brexit vote? Our friends at Bloomberg take a long look the prospects for British peer-to-peer lenders, who “were […]
Lending to small businesses via the mechanism of crowdfunding is a balancing act. Each platform has to balance the advent of new borrowers on site with the liquidity available from existing or potential lenders. Today, we take a look at the borrowing side, with the help of an interesting blog run by specialist small-business site, SMEWeb. […]