What’s the best way to invest in property? With exorbitant prices across the UK making an outright purchase all but impossible for many first-time buyers, “alternative” channels are increasingly finding favour. Letting Agent Today claims that property crowdfunding is “the investment of choice” for millennials. “Shojin Property Partners claims to have seen a 20 per […]
News reaches the marketplace, via our friends at P2P Finance News, of a peer-to-peer (P2P) loans hitting £9 billion in value. That figure merely accounts for the biggest payers in the P2P sector. Smaller, newer companies such as Money&Co. have facilitated smaller amounts (over £11 million in our case) and growth across the board looks […]
News reaches us via our friends at P2P Finance News of more co-operation between Australia and the UK – where the peer-to-peer (P2P) lending sectors have marked similarities – often with the same players involved. We have had some interesting news in that area ourselves. This is in part, as reported, because of “the Enhanced […]
Today, we highlight an insightful piece on the investor excitement – perhaps dangerous excitement – surrounding the FinTech industry. Money&Co. operates in the peer-to-peer (P2P) lending sub-sector of FinTech, the same sector as its much bigger cousin, Funding Circle, which is soon to float its shares on the stock market by way of an initial […]
As regular readers will be aware, we’re taking a serious look at cryptocurrencies. An increasing number of peer-to-peer (P2P) lenders are looking at initial coin offerings (ICOs) as a way of raising funds. Our view is that these offerings may be attractive – but in an deal world ICOs should be linked to a real […]
The financial technology (FinTech) sector is no respecter of international boundaries. So a good idea will find enthusiastic responses wherever local practitioners think it appropriate. There’s definiitely a “franchise effect” of UK peer-to-peer (P2P) P2P brands finding favour in territories with key similarities. The Australian market is one such, and we note this local report […]
It would be shocking if it weren’t such a common tale. More than half (55 per cent) of small- and medium-sized enterprises (SMEs) in the UK are unable to access the funding they need to grow, according to a survey reported in P2P Finance News. The main hindering factor is a lack of education or […]
Exciting times in the world of financial technology (FinTech). Our private executive news briefing, which powers the later-arriving, publicly available offering from the FinTech intelligence platform, Another Crowd, is full of exciting tales of planned stock-market flotations and other deals. We run with one of those stories today, published by our friends at P2P Finance […]
We are interested in the extra liquidity and flexibility that cryptocurrency loans can provide. If the offerings are properly regulated and asset-backed, this is definitely an option to explore. It seems we are not alone in this line of thought. Our friends at P2P Finance News report:THE MARKET for initial coin offerings (ICO) incorporating peer-to-peer […]
After yesterday’s examination of access to investment, today we look at risk. A recurring theme of our news coverage and investment commentary is the benefit of diversifying risk (see, for example, the video on lending on this page). Rather than dash for growth, we have taken a conservative approach to borrowing. That strategy has helped […]