German news resource Research and Markets has published a research report that predicts “the global P2P lending market to grow at [an annual rate] of 53.06% during the period 2016-2020. “The report covers the present scenario and the growth prospects of the global P2P lending market for 2016-2020. To calculate the market size, the analyst […]
There are sign of continued growth in the alternative-finance market. Our friends at Crowdfundinisder report that equity platform Crowdcube’s raise of working capital for itself is being claimed as the biggest ever in the UK. “The company launched its highly anticipated campaign last month and within the first 24 hours, the platform raised over £6 million and is […]
Today, we bring news from the peer-to-peer (P2P) lending sector in which Money&Co. operates. The reporting comes from our friends at UK Business Insider. “Back in June, Andrew Tyrie, the Chair of the Treasury Select Committee, wrote to the UK Financial Conduct Authority (FCA) asking how it addresses the risks and opportunities presented by peer-to-peer (P2P) lending and […]
The news outlet This Is Money sees the recent UK base rate cut plying to the advantage of debt (peer-to-peer[P2P]) and equity crowdfunding: “The peer-to-peer loans and equity crowdfunding markets are celebrating the Bank of England’s lowering of the base rate to 0.25 per cent in anticipation of an influx of new investors.“ The […]
Lending amongst crowdfunding’s biggest (peer-to-peer) P2P operators fell in the second quarter. There’s one clear reason why: it is, paradoxically, uncertainty. Uncertainty is one way of describing the UK’s economic and financial climate, post-Brexit vote. Our friends at Bridging & Commercial report events this way: “A £57m drop in new peer-to-peer lending between Q1 and […]
After yesterday’s peek at equity crowdfunding and its state of health, we thought we’d take a look at our own sub-sector of crowdfunding, peer-to-peer (P2P) business lending. Our close friends at crowdfunding intelligence platform, Another Crowd, offer a take we largely endorse. Below we offer an extended extract. “We always wanted peer-to-peer lending to be […]
As we prepare our next loan offering, Money&Co. offers a diversion on the serious topic of… diversity. Our CEO, Nicola Horlick, opines in The Mirror on men’s and women’s ambitions in the workplace. “The difference between men and women is that men wear their ambition on their sleeves and are frequently prepared to stamp on […]
Uncertainty following the Brexit referendum vote continues. UK business Insider offers some upbeat news: “British fintech startups have announced at least £40 million of investment in just over a month since the referendum on the UK’s membership of the European Union, according to an analysis by Business Insider. “Nine funding deals in the fintech sector totalling […]
Sometimes it’s good to revisit the simple verities of what we do as crowdfunders. Below, we reprise some of the materials to be found on our Knowledge Hub. We start off by answering the question of what crowdfunding is. “Crowdfunding is a general term for the process of raising money. Back in the early days […]
As our latest loan offering moves to close, we offer some tips – things lenders would do well to consider. This is not advice, merely commentary, and a counsel of caution. While we are passionate about bringing individuals looking to lend for a good return together with carefully vetted businesses seeking funds to expand, it’s very […]