Today, as we experience a surge in demand for our latest loan offering, we reprise a tale from the crowdfunding intelligence platform, Another Crowd, a company with which we have co-sponsored a couple of crowdfunding conferences. Another Crowd takes a look at a new report on the US crowdfunding market, published by the Cambridge Judge Business […]
We’re pleased to report a health inflow of bids from would-be lenders for our latest loan offering, JFG Limited, a coffee-shop operator. Our credit-analysis process rates the loan as a B+ risk, with an indicative gross yield of 9 per cent. Bids for the loan show a current average of 9.6 per cent at the […]
We are making final preparations for the next loan in what promises to be an exciting series of offerings of peer-to-peer (p2P) business loans on our platforms. The pipeline has had more than a little of the London bus about it – nothing for what seems an age, and then loads come along at once. […]
The risks of crowdfunding have attracted a lot of media attention recently. Our sector, the peer-to-peer (P2P) business lending part of crowdfunding, in particular, has been under the microscope. It’s an issue whose examination we believe crowdfunders should welcome. We certainly do so at Money&Co. – especially when it’s done in the thoughtful manner that […]
We offer a reprise of a recent BBC report: “New lenders may struggle to prise customers from traditional banks even though their borrowing and lending rates can often be much better, research from the BBC suggests. “Borrowing money from a peer-to-peer lender or changing currency with an online firm can be cheaper. But the lure […]
Thanks to our friends at Crowdfundinsider for an interesting feature interview with Money&Co.’s Luke Davis. Luke, who also runs IW Capital, an equity-investment business, focuses primarily on equity and the benefits of Enterprise Investment Scheme tax breaks and their role in driving growth for start-ups and small businesses. But it’s very much worthwhile reading Luke’s comments on what’s […]
We note with interest – and broad approval – remarks made by Samir Desai, co-founder of our bigger brother in the peer-to-peer (P2P) lending sector. Speaking at AltFi’s recent conference, Mr Desai reacted to Lord Adair Turner’s remarks on the BBC’s Radio 4 Today programme. Lord Turner criticised the credit-analysis process and lending policies of […]
AdaPia d’Errico, of PatchOfLand, blogs in The Huffington Post on the global macro-economic and demographic trends that she believes augur well for crowdfunding. This is a thoughtful and well-argued piece, and we offer excerpts of particular relevance to financial services – and the burgeoning peer-to-peer (P2P) business lending sub-sector – below. “By now, early 2016, […]
So the Individual Savings Account (ISA) limit is raised to £20,000 per annum in today’s Budget. That’s potentially excellent news for savers and investors. “The timing of the Chancellor’s announcement, coming as it does ahead of April’s launch of the Innovative Finance ISA (IFISA) demonstrates both the government’s seriousness of purpose in encouraging individuals to […]
Research recently published shows global investment in financial technology (FinTech) companies totalled $19.1 billion (£13.4 billion) in 2015, and is cited in an article by Anthony Hilton in The Evening Standard. Peer-to-peer (P2P) lending is at the heart of FinTech in the UK – and is arguably the fastest-growing sub-sector in the fast-growing country. As […]