Congratulations to our friends at AltFi for one of the most thoughtful and perceptive pieces we’ve seen on the fast-growing peer-to-peer (P2P) lending sector. As a player in this sub-sector of the crowdfunding space, Money&Co. welcomes well-informed analysis and comment of the kind just published by AltFi co-founder, Rupert Taylor. Mr Taylor starts with the […]
Today, as our latest A+ property-backed loan offering closes, we look at what the future holds. Our communications director, award-winning journalist and author, Martin Baker, is writing a follow-up to his highly acclaimed first book of satirical financial essays, A Fool And His Money. Getting Fooled Again? asks whether the financial world is making the same […]
We could have told you so. In fact, one of us did: the mingling of alternative finance with the mainstream is to be welcomed – but only providing the financials are right. The highest-profile example of such dangers is surely the flotation of Lending Club on the New York Stock Exchange in December 2014. Lending Club was a […]
We are delighted to welcome a new player on the alternative-finance media scene. A warm hello to P2P Finance News. Here’s a recent interview given by Money&Co.’s CEO, Nicola Horlick, to editor and founder Suzie Neuwirth: “CITY veteran Nicola Horlick has said that, despite 33 years investing in the stock market as one of the UK’s […]
As regular readers and users will be aware, it‘s our duty to point out that lending, while potentially lucrative, carries risk. Our friends a AltFi report on a fellow P2P lender, and its treatment of risk: “RateSetter has reinstated the expected losses in its portfolio and now gives us two cohort level expected loss figures to […]
It’s a cliche, but, like many cliches, is contains truth: there’s no profit without risk. Two recent stores from the equity side of the crowdfunding fence illustrate the point well. Our friends at CityA.M. report on an equity return report – a reprise of investment performance – released by Seedrs during the week: “The platform […]
We’re well into the era of a more mature crowdfunding world. In internet jargon, that would be known as Crowdfunding 2.0. Luke Davis, co-founder of Money&Co., offers his view in CityA.M. of how what the 2.0 stage should look like for UK P2P platforms. “In the five years since its inception, debt crowdfunding has supported […]
One of our favourite alternative-finance writers, Harriet Green of CityA.M. (not the chunky bowler pictured above, obviously – but cricket is relevant), looks at minibonds, in the light of the recent base-rate cut and the Brexit decision. “Following the Brexit decision, lower interest rates are likely to see investors looking for alternative ways of seeking […]
Conrad Ford, founder of Funding Options, looks in CityA.M. at the alternative-finance implications of the Competition and Markets Authority’s report on open banking. He compares it to finance’s equivalent of the Cambrian Explosion – which saw the emergence of new life forms. “[It is] an impending financial services revolution has been compared to the […]
What we do is simple. We bring individual lenders seeking good returns on capital together with carefully vetted small companies looking for funds to expand. It’s known as peer-to-peer (P2P) business lending, and it’s becoming more and more popular. The industry is young (for example, we’re reasonably well established and yet we’ve been trading for […]