Our crowdfunding sub-sector, known as peer-to-peer (P2P) business lending, is coming of age. Institutions of all sorts are flocking to provide investment in P2P platforms such as Money&Co.’s. They are also enthusiastic about providing liquidity. Harriet Green of CityA.M., interviews one such market participant in today’s news offering: “GLI Finance is one of several […]
Today, we bring you a different view of the alternative finance sector. Insider Media blogger, Alastair Logan, points out that banks have largely failed in providing funds to small and medium-sized businesses (SMEs), and that alternative platforms are on the up. Perhaps the most important of these platforms is the Alternative Business Funding hub, of which […]
A recent article in The Financial Times brings back fond memories of friends at Cambridge University, working in the technology and alternative finance sector. The feature centres on the funding and development of an ultra-automated kitchen. “Its success gives the lie to the widespread belief that the UK is bad at innovation or, at least, […]
Today we offer a primer on crowdfunding. It’s based on one of the articles in our knowledge hub. We have plenty of tips and other information for the curious in the crowd… Crowdfunding is a high-tech renaming of old business models. But it’s not just a name-change – the high-tech aspect produces efficiencies and […]
We’re delighted to announce the arrival of a new loan on site. Selwyn Building Services (SBS) is seeking a three-year loan to accelerate its business development. The company has been through our rigorous credit-analysis process and been awarded a ‘B’ rating, with a guideline indicative gross yield of 9 per cent. Below, we produce some […]
Are you a saver concerned about interest rates and yields? Nicola Horlick’s latest blog addresses these issues directly: “If US rates rise, what impact will this have on the UK? Many are predicting that UK interest rates will start rising from the end of the first quarter of 2016. However, the UK is more dependent […]
The portfolio tracker and dealing service iii.co.uk runs a sponsored feature on crowdfunding in general and peer-to-peer lending (P2P) in particular. While the mentions of individual market participnts are effectively paid-for, the preamble paints an accurate and encouraging picture of the state of health of our industry and its P2P sub-sector. “Crowdfunding and Peer-to-Peer Lending […]
“Asset classes traditionally financed by banks or big institutions, and previously deemed too long-term, illiquid or risky for retail investors, are now being packaged up as listed funds and traded on stock markets, where portfolio managers can buy them – leading to their possible presence in your Isa or self-invested personal pension (SIPP)),” writes Judith […]
Power to the crowd… Alternative finance goes from strength to strength. We recently reported that crowdfunded loans have breached the £4 billion level in the UK. On the equity side of the the amount of funding raised by UK start-ups is also soaring. “[Raises] via the government-backed Seed Enterprise Investment Scheme (SEIS) topped £163 million last year; […]
Here are just some of the issues that every lender and borrower involved or thinking of getting involved in the peer-to-peer lending process should be addressing. If you want to: Find out what the average yield is on a peer-to-peer loan… Find out how long it takes to get a P2P business loan… Find out […]