The run-up to the summer break is always a busy time – and never more so than this year. Tomorrow, we have drinks at our Bruton Place offices. Lenders and borrowers can mingle with investors, as members of the Money&Co. team and some of the users of our services talk about their experiences. It’s now […]
Yesterday we wrote about the debate surrounding peer-to-peer (P2P) loans as an asset class. We’re a young industry, producing new things – although really, we’re just like an old-fashioned credit union with a fancy 21st-Century internet platform instead of a big leather-bound ledger. The UK’s chief regulator, the Financial Conduct Authority (FCA) is considering how […]
The current government has been very keen to encourage individuals to invest in private companies through improving the Enterprise Investment Scheme and introducing the Seed Enterprise Investment Scheme. It has also made it relatively easy for individuals to invest in the debt of private companies through platforms like Money&Co. by encouraging the Financial Conduct Authority […]
We’re pleased to report strong atcivity on site, with a surge of lender interest for the loan offering by Olsen Doors & Widows, a B-Rated offering with a gross yield of 11.1 per cent at the time of writing. The offering has attracted 33 per cent of its £250,000 funding target, adding more than six per […]
This week end a Daily Mail article examined the situation of a category of consumer defined in its headline as “fed-up savers”. The wording of the piece is self-explanatory. “Increasing numbers of savers are tempted to cut out the banks and direct their money into Peer-to-Peer (P2P) loans – and no wonder, with returns of […]
Crowdfunding is growing fast, but is still a young industry. One of the things we need to help us grow – especially in our sub-sector of peer-to-peer (P2P) business lending – is reliable data. Good data is needed to form accurate judgements about borrowing companies. Moreover, as P2P crowdfunding matures, lenders will need reliable track […]
Today, we bring you a trenchant piece on the future of finance from commentator, Philippe Gelis, writing in Chris Skinner’s Financial Services Club Blog. Those traditional banks that haven’t woken up to the ongoing revolution really should sit up and pay attention. “The financial industry is one of the last large industries that have not […]
It may seem complacent, but we always knew we were in a good place at Money&Co. Bringing people and businesses together in peer-to-peer (P2P) business lending is a central part of the burgeoning alternative finance industry. And according to recent article in Bridging and Finance, “the rise and growth of the UK’s alternative finance industry […]
Markets don’t like uncertainty, as Money&Co.’s CEO, Nicola Horlick, points out in her latest blog. “The polls continue to suggest that the election result is far from certain in the UK and this is affecting the stock market and currency markets. The FTSE 100 index fell 1.63 per cent in March and Sterling has been […]
Markets don’t like uncertainty. The polls continue to suggest that the election result is far from certain in the UK and this is affecting the stock market and currency markets. The FTSE 100 index fell 1.63 per cent in March and Sterling has been weak against the dollar, falling 4.4 per cent in the last […]