Tag Archives: alternative finance

Bank Property Lending Dwindles As Crowd Comes Into Play

We facilitate loans, secured against the assets of the borrower, a small or medium-sized enterprise (SME). Property is not necessarily part of the asset mix against which we take a legal charge, but it can be. So developments in peer-to-peer (P2P) crowdfunding from the sub-sector that secures loans specifically and exclusively against real estate are […]

SME Funding Gets Government Data-Sharing Boost

Few can doubt the goodwill of the government towards small business funding. We are doing our own modest best by trying to bring individual lenders together with small companies seeking funds to grow. So we welcome the latest initiative, as reported by CRN. “The government is aiming to give growth-hungry SMEs a potential funding boost […]

‘Good Governance Begets Good Growth’ – Huffington Post

Writing in the Huffington Post, Money&Co. CEO Nicola Horlick offers praise for the UK government and its enlightened policy towards non-mainstream sources of finance to encourage the growth of small and medium-sized enterprises (SNEs).   “The UK government’s role in encouraging alternative finance should be acknowledged. The regulatory regime is relatively benign for platforms, which […]

SME Borrowers Turn To The Crowd For Funding

The new year holds much promise for lenders and small businesses borrowing through the medium of crowdfunding. We welcome this enlightened article in the Daily Telegraph, which focuses largely on our friends on the other side of the crowdfunding fence, in equity raises. “Whatever 2016 brings, one thing will remain true: the biggest challenge for […]

Benign Disruption – FinTech, P2P And Money&Co.

Today we share Business Insider’s report on the disruption caused by FinTech – the broad sector, of which Money&Co.’s peer-to-peer lending operations form a key part. “Fintech – or financial technology – is one of the hottest areas of technology right now, with money pouring into the sector, startups springing up all over the place, […]

SME Alternative Funding Ignorance ‘Creates £20 Billion Economic Hole’

Greetings from Manchester, where Money&Co. has been making its presence felt at a dinner and subsequent breakfast attended by 100 entrepreneurs and small-business owners. Both events were convivial and useful. Money&Co. CEO, Nicola Horlick spoke at each meeting: “There’s a real desire to do business and to get funding to do business in Manchester and […]

Olderpreneurs Find Pension Route To Alternative Business Funding

Nicola Horlick, CEO of Money&Co, and non-executive director director of Clifton Asset Management, “has given some great advice to the over 50’s who are thinking about accessing their pension to delve into the start-up world, reports SME Insider. ‘‘’As you need an accrued pension of more than £50,000 to make the Pension-led funding process viable, […]

BBC Newsnight Debate: Do Bankers Really Deserve Respect?

“It is perhaps a mark of how far we’ve come since 2008 that the governor of the Bank of England can suggest that the time has come for people to start showing bankers a little respect,” opines CityA.M., commenting on Governor Mark Carney’s speech this week. That speech prompted BBC’s flagship news programme, Newsnight, to […]

Crowdfunding’s Future – ‘Uberisation’ And Beyond

What is the future of crowdfunding? What type of financing should small and medium-sized enterprises (SMEs) be seeking to help them grow? Money&Co.’s CEO, Nicola Horlick, offered something of a tour de force on the topic at the recent Alternative Finance conference, sponsored by Cubism Law and co-sponsored by Money&Co. You can see her speech […]